With higher loan amounts and longer repayment schedules, you’d think that applying for installment loans would be a competitive and difficult process, right? After all, who wouldn’t want to cover their emergency expenses — upcoming bills, a new car transmission or a hospital bill after spending five hours in the emergency room — all at once? But at CashNetUSA, we only have one goal: to help you bridge the gap between paydays. That’s why our installments loans are simple to apply for, even if you have less-than-perfect credit.†
As long as you have an active checking account, have been employed for at least one month, are a U.S. citizen or permanent resident and at least 18 years old, you can prequalify for an installment loan, even with less-than-perfect credit.† While we don’t perform traditional credit checks during our installment loan application process, keep in mind that if you’ve defaulted on transactions in the past, you may be declined for a loan from CashNetUSA. In addition, we don’t offer bad credit or poor credit installment loans.
Get a 30% rebate on your first two installment loan payments with code INSTL30+++
We’ve all made financial mistakes in the past. But just because your current credit rating is below average† doesn’t mean that you are an irresponsible borrower. And while most traditional credit sources such as banks and credit companies might think so, CashNetUSA is willing to overlook a borrower’s less-than-perfect credit† as long as they meet our loan requirements. That’s not to say, however, that we offer installment loans for bad credit.