How to Use the Best, Free Online Personal Finance Software


When it comes personal finance software, there are many options to choose from. Some are good, some are bad. Some are complex and some are simple. The best personal financial software, however, is the one that keeps track of your income and expenses for FREE! There’s no need to spend hundreds of dollars on online financial software when there are plenty of free options to choose from.


Here are a few of our recommendations:

  • AceMoney Lite. With plenty of features to keep you busy and a gentle learning curve, AceMoney Lite allows you to monitor your expenses by categories and offers password protection for added security.
  • Money Manager Ex. This free budget software allows users to create multiple accounts, transactions, categories and reports to help track their personal budget. Money Manager Ex does not support password protection, so make sure you hide your information when needed.
  • Grisbi. As an open-source personal budget software free, Grisbi is one of the best. It allows users to create as many accounts as they want, making it perfect for big families. However, don’t forget your password — if you do, you will lose all of your created financial data.


Each software program offers pros and cons. For a full comparison between these three personal finance software programs, view our comparison chart . Regardless of which program you choose to help track your budget, just remember that you didn’t have to spend any money to do so.

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Nivene obtained her Bachelors of Communication from Loyola University Chicago. She loves to discuss fashion, finance, TV and cupcakes. Rumor has it she loves owls and drinks too much coffee – that is yet to be determined. Find about more about her on Google +.