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South Dakota Payday Loans

Nestled between North Dakota and Nebraska, South Dakota is divided into two socially distinct regions thanks to the Missouri River that runs through it. It’s our state’s major tourist attraction, Mount Rushmore, however, that helps unite every South Dakotan as one — regardless of their location. With great American leaders such as George Washington and Abraham Lincoln constantly looking out over us, it’s no surprise why living in this state is so rewarding. But for some odd reason, even 60-foot sculptures of our former U.S. presidents can’t save us from emergency expenses!

Fortunately, CashNetUSA is here to help keep those expenses at bay. If Gutzon Borglum, the Mount Rushmore sculptor, was still around today, he would have definitely sculpted the CashNetUSA logo next to Abe’s head by now, right? From overdue to credit card to auto repair bills, emergency expenses are unavoidable. With the help of CashNetUSA and a South Dakota payday loan, however, they can be manageable. Understanding that people only get paid once or twice a month, CashNetUSA has committed itself to helping people bridge the gap between paydays. Since 2004, they’ve helped over 1 million customers get the money they need, when they need it most!

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

If you share CashNetUSA with your friends and tell them about payday loans in South Dakota, you can also earn $20 for every successful referral through their Refer-a-Friend program! Here’s how:

  1. Once you create your personal account at www.CashNetUSA.com, log in and visit the Refer –a-Friend page.
  2. Enter the name of the friend you want to refer, along with their email address.
  3. Click the “Refer My Friends” button to start the referral process!

Are South Dakota Payday Loans Available to People without Jobs?

No. Nein. Non. Nem. Iie. Nie. Nyet. Make sense? In order to become eligible for a payday loan, you must have an active checking account, have been employed for at least one month, be a U.S. citizen or permanent resident and be at least 18 years old. So instead of sulking about NOT having a job, take action and start looking for a job while considering these statistics:

  • In South Dakota, over 14% of the population was below the poverty level in 2009.
  • In 2009, the median household income in South Dakota was $45,048.
  • From 2005 – 2009, it took a person in South Dakota an average of 16.4 minutes to get to work.

South Dakota Payday Loan Fee Schedule


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Payday Loans in South Dakota with CashNetUSA Get to Know Our State Better

An Oglala Lakota warrior, our state’s Crazy Horse statue stands at 641 feet wide and 563 feet high and has one duty: to protect South Dakota’s cherished facts:

Fun facts about South Dakota
  • Movies that depict police officers in an offensive manner are forbidden in South Dakota.
  • Before its presidential faces were carved, Mount Rushmore was called the Mountain of Rock.
  • It’s against the law to lie down and fall asleep in a cheese factory.
  • South Dakota has one of the largest Native American populations, with nine tribes and over 60,000 people.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.