Online Personal Loans from CashNetUSA

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CashNetUSA’s Guide to Online Personal Loans

What Kind of Online Personal Loans Does CashNetUSA Offer?

We offer several types of personal loans: payday, installment and line of credit. Loan options vary by state and not all loan types are available in all states, so be sure to check out our Rates & Terms page to see what is available where you live.

  • A payday loan, also known as a cash advance, is usually a single-payment, short-term loan (often a month or less) that is commonly paid back on the borrower’s next payday.
  • A line of credit is a more flexible solution. With a line of credit, customers can withdraw from available funds multiple times, up to the specified limit, repaying over time.
  • An installment loan is a longer-term option that can be repaid over a period of months.

CashNetUSA makes it quick and convenient to apply for a personal loan, regardless of the product.

What Are Online Personal Loans For?

What would you do if you suddenly needed quick cash for something like an unexpected medical bill and found that you just didn’t have enough to cover it? Don’t worry, there are options available, and they’re more convenient than ever. Many online lenders offer personal loans to get you to your next paycheck or help you pay off a large bill over several months. If you’re facing unanticipated expenses, a personal loan might be right for you.

How Do I Get a Personal Loan?

Many people are aware that they can get personal loans from storefront lenders and banks, but a third option also exists — online lenders. When emergencies arise, time is of the essence, making online lenders a very attractive choice. With CashNetUSA, the application process can be completed entirely online — no lengthy paperwork or waiting. Before you apply, first check that you meet our basic requirements:

You must be 18 or older1

You must have been employed for at least one month

You must have an active checking account

You must be a U.S. citizen or permanent resident

You can fill out our short application on a web browser or mobile device. You may even get an instant lending decision!** If you are approved for a loan, CashNetUSA can often get you funds as soon as the next business day.*

As with all loans, taking out a personal loan is a significant financial responsibility. Be sure to explore other funding options, such as borrowing money from a relative, before deciding on an online loan.

About CashNetUSA

CashNetUSA has helped millions of Americans get access to cash when they need it most. If you’d like to learn more about payday loan repayment or online personal loans, our FAQs page probably has the answer. If not, feel free to contact us via live chat, phone or email.