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CashNetUSA’s Online Personal Loans

CashNetUSA offers several types of products: payday, installment and line of credit.

  • A payday loan, also known as a cash advance, is usually a single-payment, short-term loan (often a month or less) that is commonly paid back on the borrower’s next payday.

  • An installment loan is a longer-term option that can be repaid over a period of months.

  • A line of credit is a more flexible solution. With a line of credit, customers can withdraw from available funds multiple times, up to the specified limit, repaying over time.

CashNetUSA makes it quick and convenient to apply for a personal loan, regardless of the product.

Loan options vary by state and not all loan types are available in all states, so be sure to check out our Rates & Terms page to see what is available where you live.

CashNetUSA’s Personal Touch

CashNetUSA is committed to putting our customers first when it comes to lending and servicing loans.

We offer loans with no physical collateral required, so you don’t have to worry about risking your auto title or other property to receive approval.

Additionally, we provide clear loan terms and our highly-trained, U.S.-based customer service team is available 7 days a week to answer any and all questions you may have.

Applying for an Online Personal Loan from CashNetUSA

Many people are aware that they can get personal loans from storefront lenders and banks, but a third option also exists — online lenders.

When emergencies arise, time is of the essence, making online lenders a very attractive choice.

With CashNetUSA, the application process can be completed entirely online — no lengthy paperwork or waiting.

Before you apply, first check that you meet our basic requirements:

Requirements to Apply for a CashNetUSA Loan

You must be 18 or older1

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

More About CashNetUSA

CashNetUSA is a direct lender everywhere we operate except Texas, so we’re here to help you through the loan process every step of the way.

Since 2004, we’ve helped more than 3 million hardworking Americans receive the funds they need, when they need them.

1Must be 21 years of age for Mississippi residents and 19 years of age for Alabama and Delaware residents.