Apply online in minutes
Receive an immediate decision**
Get money the next business day*
CashNetUSA offers several types of products: payday, installment and line of credit.
CashNetUSA makes it quick and convenient to apply for a personal loan, regardless of the product.
Loan options vary by state and not all loan types are available in all states, so be sure to check out our Rates & Terms page to see what is available where you live.
CashNetUSA is committed to putting our customers first when it comes to lending and servicing loans.
We offer loans with no physical collateral required, so you don’t have to worry about risking your auto title or other property to receive approval.
Additionally, we provide clear loan terms and our highly-trained, U.S.-based customer service team is available 7 days a week to answer any and all questions you may have.
Many people are aware that they can get personal loans from storefront lenders and banks, but a third option also exists — online lenders.
When emergencies arise, time is of the essence, making online lenders a very attractive choice.
With CashNetUSA, the application process can be completed entirely online — no lengthy paperwork or waiting.
Before you apply, first check that you meet our basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
If you live in a state in which we lend and meet our requirements, you can begin applying immediately!
CashNetUSA is a direct lender everywhere we operate except Texas and Ohio, so we’re here to help you through the loan process every step of the way.
Since 2004, we’ve helped more than 3 million hardworking Americans receive the funds they need, when they need them.