Payday Loan Alternatives in Columbia, SC
A line of credit could be a better option for you.
CashNetUSA offers lines of creditup to $2,000*
Head to our Rates & Terms page to learn more.
Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†
Instant Decision*
Receive an immediate decision
Quick Application
Apply online in minutes
Why choose a payday loan alternative in Columbia?
Payday loans are a financial solution that many people in South Carolina rely on to cover emergency expenses. They’re designed to be repaid quickly — generally on the borrower’s next payday. Payday loans are an expensive form of borrowing, and many people who use them end up unable to repay on time.
That’s why CashNetUSA offers a line of credit in South Carolina as an alternative to payday loans. It’s a more flexible borrowing option that lets you keep funds available for when you need them most — and only pay interest on what you use.
With a line of credit from CashNetUSA, approved new customers could receive a credit limit of up to $2,000*. From that amount, they can draw funds to their bank account to use as cash. As they repay, the amount they have available replenishes to use again in the future.
Payday Loans in Columbia, SC vs. CashNetUSA’s Line of Credit
1Based on information from South Carolina Legislature and Pew Charitable Trusts. Actual terms may vary based on applicant's qualifications.
2Based on terms available to new customers. Actual terms may vary based on applicant's qualifications. For full product details, see Rates & Terms.
Ready to apply for a line of credit with CashNetUSA?
If you want a simple loan application for fast cash, get started with CashNetUSA!
What can I expect from CashNetUSA?
CashNetUSA is a leading provider of installment loans and lines of credit in several states throughout the country. Our mission is to provide hardworking people with the access to credit they deserve.
Proven Track Record
As part of the public company Enova (NYSE:ENVA), we’ve helped more than 4 million customers over our 15+ years in business.
Data Security
Your privacy is our top priority. We keep your information safe with a network protected by TrustedSite®.
Customer Support
If you ever need help, our U.S.-based customer service team is here seven days a week to answer any questions.
Learn more about payday loan alternatives in Columbia, South Carolina.
If someone has bad credit or a less-than-perfect credit score, it’s understandable that they’d want to know if applying for a loan will affect their credit. For South Carolina lines of credit, CashNetUSA conducts an alternative credit check, which will not affect your FICO® credit score.
Columbia offers both state-sponsored and privately-ran financial lifelines.
South Carolina Department of Social Services
1535 Confederate Avenue
Columbia, SC 29201
The Cooperative Ministry
3821 West Beltline Boulevard
Columbia, SC 29204
Office of Economic Opportunity
1205 Pendleton Street
Columbia, SC 29201
Richland County Community Development
2020 Hampton Street
Suite 3058
Columbia, SC 29204
United Way of the Midlands
1818 Blanding Street
Columbia, SC 29201
Wateree Community Actions, Inc.
1915 Harden Street
Columbia, SC 29204
Disclaimer - The named parties are not affiliates or agents of CashNetUSA. We make no representations, warranties or guarantees about the information or services provided by the named parties.