Apply online in minutes
Receive an immediate eligibility decision**
Get cash the next business day if approved*
Even if you work hard and live within your means, sometimes unexpected expenses pop up and strain your finances. It could be a family emergency or a blown radiator, but you’ll usually need to take action quickly. Some people rely on payday loans to get them over the hump, but depending on the circumstances, other solutions might make more sense.
A line of credit can offer greater flexibility than a typical short-term loan. With CashNetUSA, just apply once — if you’re approved, you can request funds as needed, up to your credit limit.
If you need cash quickly, you can apply in just minutes, and we can often deliver an instant approval decision.** Our entire application can be completed online from a web browser or mobile device, whenever and wherever it is most convenient. That way you can spend your time solving problems, not filling out paperwork.
If you are an adult U.S. citizen or permanent resident with a checking account and a job, you may be able to apply for a line of credit with CashNetUSA. Lending options vary widely from state to state, so check out our Rates & Terms to see what is available where you live. Also, like any loan, a line of credit is a serious financial commitment. Be sure to explore other funding options before choosing an online loan.
If you’ve decided that a line of credit from CashNetUSA is right for you, we make it easy to apply. We also offer multiple repayment options to suit your unique needs, and our customer service team is available to offer support.
CashNetUSA has provided personal loans and lines of credit to millions of Americans, and our customers consistently recommend us to their family and friends. Check out what people are saying and learn more on our about us page.