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Maryland Line of Credit

Have you ever wondered why our state is often referred to as “America in Miniature?” No, it’s not because it’s one of the smallest states in the country. And no, it’s also not because of its proximity to the nation’s capital. Maryland adopted the nickname because it takes all of America’s greatest attributes and stuffs them inside its 12,407 square mile area. From a variety of natural features and ethnic groups to an assortment of famous politicians, lawyers and painters, our state is a melting pot of American attributes. Unfortunately, emergency expenses were thrown into the pot at one point as well.

When money gets tight in Maryland due to unexpected expenses, many people start searching for payday loans to get them through the day. But although CashNetUSA, one of the country’s largest licensed online lenders, doesn’t offer payday loans, they do offer a line of credit instead. With an online personal line of credit from CashNetUSA, we get to borrow as much money as we want, as often as we need, up to our available credit limit!

If you’re in Maryland and faced with an unexpected expense, you may be trying to compare your options. At CashNetUSA, we make funding your approved loan a priority so that you can get needed funds as soon as possible.

If approved for a line of credit from CashNetUSA, your requested funds will generally be sent to your bank account by the next business day.* That means no extra waiting time and less frustration — all from the comfort of home.

There are many situations where the timeliness of funding can make a big difference. Maybe the car you use to get to work had a breakdown and you need money to cover the repair bill. Without timely funding, you could be left without a way to get to work. With CashNetUSA, you can rest easy knowing that, if approved, our next-business-day funding* has you covered.

Next-business-day funding* works no matter where in Maryland you live — from Baltimore to Columbia to Germantown. That means the whole process can be taken care of right from the comfort of home. First you apply online, and then if approved, you receive a credit limit. From your online account you can choose how much to borrow and when to borrow it (up to your available credit limit; minimum withdrawal amount of $50). You can receive your funds as soon as the next business day,* using them to cover your emergency expense. And you can then schedule your repayment, also through your online account or through our 24/7 customer service.

With a line of credit from CashNetUSA, you only have to apply once. You won’t need to apply again when you request funds in the future. To apply for a line of credit in Maryland, just click the button below! Thanks for considering CashNetUSA.

In order to prequalify for a Maryland line of credit online, you must:

  • Have an active checking account
  • Have been employed for at least one month
  • Be a U.S. citizen or permanent resident
  • Be at least 18 years old

Oh No, I’m Currently Unemployed! Can I Still Receive a Line of Credit in Maryland?

Sorry, rules are rules and if you don’t have a job in Maryland, CashNetUSA will not provide you with a line of credit online in Maryland. So if you’re in real need of a CashNetUSA line of credit, start searching for a new job while considering these interesting statistics:

  • Less than 10% of residents in Maryland were below the poverty level in 2009.
  • In 2009, the median household income in Maryland was nearly $70,000! The median household income for the entire country was only $50,000.
  • It took someone aged 16+ an average of 31.1 minutes to get to work in Maryland from 2005 – 2009.

Back to Payday Loan States

Payday Loans in Maryland with CashNetUSA More About Our State!

In addition to being called “America in Miniature,” Maryland is also known as the “Free State” for our long tradition of political and religious freedom. After all, you don’t pass these kinds of laws without standing up for what you believe in!

Fun facts about Maryland
  • In the city of Rockville, you may not take a dip in the city’s public fountains.
  • It’s a park rule violation to wear a sleeveless shirt in a Baltimore public park.
  • Quack, quack! You may not sell ducklings to a minor within one week of Easter in Baltimore.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.