We're here for you. Please visit our coronavirus FAQs for information about your account and the COVID-19 Customer Support Center for additional resources.

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision*

Same-Day Deposit Available

If approved before 10:30 a.m. CT Monday – Friday

We are here to help when banks can't — or won't.

Don't have a perfect credit score? That's OK. We believe everyone deserves equal access to credit. That's why we do our best to consider your overall financial status, and not just your credit score. Our alternative credit check even makes it possible for those with less-than-perfect credit to apply.*

We’ve been offering fast funding for emergencies since 2004.

When you need emergency funding, you want an online lender with a proven track record. You’re in luck! CashNetUSA is part of the publicly traded company, Enova International, Inc. (NYSE:ENVA), and has helped more than 3 million hardworking people tackle emergency expenses for 16+ years.

We keep your personal data safe and secure.

If you’re nervous about sending your sensitive personal information know this: We’re not like other companies that secretly sell their customers’ data for a quick profit. Our easy-to-read Privacy Policy lays out how and when we share your information — mostly for everyday business purposes — and points out the areas where you can opt-out.

And of course, we promise to keep your personal information safe and secure on our private servers.

What you can do:

Visit our Online Security Center for tips on how to protect your personal information and scams you should know about.

What we do:

We continuously monitor and protect our network with McAfee SECURE and Norton Secured.

We get you special access.

We’re here to help you in the here and now. But what about the now and then?

The second you create a CashNetUSA account, you get access to discount coupons and free financial education courses. These free benefits are designed to help you save on everyday purchases and improve your finances — even after you've paid back your loan.

Learn More