Rates & Terms for Washington

Image: wa2_thumb. Image: wa_thumb.

Loan Terms

Loan Repayment

In accordance with Washington law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Additional Information

By Washington regulation, all Washington customers must have a pay stub on file with CashNetUSA when receiving a loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-326-5265 or via email to support@cashnetusa.com. As soon as we receive this, we will be able to complete your loan request.

Your Right to an Installment Plan when you are unable to pay your small loan when it is due - If, you will be or are unable to pay your loan when it is due, you may convert your loan to an installment plan with us by notifying us on or before the loan’s due date. If your loan amount is $400 or less, you may enter into an installment plan that allows you to pay off your loan in substantially equal payments over 90 days. If your loan amount is over $400, you may enter into an installment plan that allows you to pay off your loan in substantially equal payments over 180 days. An installment plan will allow you to pay all that you owe without having to pay any additional fees, interest charges or other charges for converting your small loan into an installment plan.

Your right to rescind (cancel) this loan - You have the right to rescind (cancel) this loan by returning the amount of the loan in cash or by ACH debit to your account by the close of business on our next business day following the date of this loan. We may not charge you for canceling the loan and we will return to you any postdated check or electronic equivalent you have given to us.

CashNetUSA is licensed in Washington by the Department of Financial Institutions. If you have questions about your rights and responsibilities when taking out a payday loan, contact the Department of Financial Institutions at 1-877-RINGDFI (1-877-746-4334), or 360-902-8700, or 150 Israel Road S.W., Tumwater, Washington, 98501.

Fee Schedule and APR

Your loan fees will be $15.00 per $100.00 borrowed for the first $500.00 borrowed and $10.00 per every additional $100.00 borrowed.

Governing Law

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.