Why should I be a part of Upswing?
Do you want a loan that recognizes your repayments with better rates and other perks? With on-time repayments on an Upswing personal loan, you make progress towards the features above, kind of like filling up a meter. And when you reach certain milestones, you get lower interest and the ability to defer payments.
See how a customer named Courtney can get her APR down to 149%.
10% Draw Fee
Courtney is approved for an initial credit limit and APR. She makes her minimum payments on time for six months.
After Six Months of On-Time Payments
5% Draw Fee
Six months of on-time payments have earned her 10% off her APR and reduced her draw fee to 5% of the amount drawn. That means it costs less for her to borrow from her line of credit.
If she can't make a payment one month, it's no problem. She defers one payment to the end of her loan.
Eventually, Courtney's on-time payments can reduce her APR by a full 100 percentage points.
Get more with CashNetUSA
We want to be more than just a lender — we want to be your financial partner. That's why we've created special programs for all CashNetUSA customers that can help with everything from saving money to improving financial know-how.
CashNetUSA Supersaver is an everyday discount program designed to help you save! You get access to thousands of coupons and other deals on dining, shopping, things to do and more.
Financial Education Courses
With our free online financial courses, you can expand your financial knowledge in no time. Topics include emergency savings, credit scores and reports, and more.
1Fee Saver is only available on lines of credit that charge transaction fees. Please see your line of credit agreement to determine if Fee Saver is applicable to you.