Why should I be a part of Upswing?

Do you want a line of credit that recognizes your repayments with better rates and other perks? With on-time repayments on an Upswing line of credit, you make progress towards the features above, kind of like filling up a meter. And when you reach certain milestones, you get lower interest and reduced draw fees.

See how Joan can get her APR down to 149%

Initial Draw

249% APR

10% Draw Fee

Joan is approved for an initial credit limit and APR. She makes her minimum payments on time for six months.

After Six Months of On-Time Payments

239% APR

5% Draw Fee

Six months of on-time payments have reduced her APR by 10% and her draw fee to 5% of the amount drawn. That means it costs less for her to borrow from her line of credit.

149%

Eventually, Joan's on-time payments can reduce her APR by a full 100 percentage points.

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Get free access to savings as a CashNetUSA customer.

We’re here to help you in the here and now. But what about the now and then?

CashNetUSA customers get special access to discount coupons, financial education courses and a financial assistance tool. These free benefits can help you save on bills, build your budgeting skills and get employment assistance, among much, much more. Plus, you can access all of these even without taking out a loan with us.

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1Fee Saver is only available on lines of credit that charge transaction fees. Please see your line of credit agreement to determine if Fee Saver is applicable to you.