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Unfortunately, CashNetUSA does not offer payday loans in Maryland. If you need emergency funds, we do offer an alternative — our line of credit. Compared to other kinds of personal loans, a line of credit gives you more flexibility and control over payments by letting you request funds as you need them, up to a predetermined limit. You then repay in increments.
From Baltimore to Ocean City, CashNetUSA can help you get the cash you need.
A line of credit is a loan option that gives you more flexibility in borrowing and repaying than a traditional loan. If you are approved, you’ll be given a credit limit. You can make withdrawals at any time up to that limit, repaying the amount drawn over time. As you pay off your balance, your money again becomes available, allowing you to draw again up to your available limit.
Each withdrawal will incur a transaction fee based on the amount you request, and whenever you have an outstanding balance, you’ll be charged a daily interest rate on your balance. CashNetUSA uses ACH (Automated Clearing House) to electronically process payments directly from your checking account. You can make monthly payments or pay off your balance all at once. Visit our Rates & Terms page for more information on interest, fees and repayment.
You can easily apply for a line of credit with CashNetUSA’s quick online application. You’ll need to submit some basic information like your address and place of employment, and we’ll get back to you shortly with our decision. Before you apply, make sure you meet our requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
CashNetUSA is dedicated to helping individuals get the funds they need, fast.
To learn more about our personal loans and lines of credit, visit our FAQs page. If you have any further questions about your loan or the application process, feel free to contact us via phone, email or live chat.