Payday Loan Alternatives in Shreveport, LA

Consider a line of credit instead of a payday loan.

CashNetUSA offers lines of creditup to $2,000*

Head to our Rates & Terms page to learn more.

Same-Day Deposit Available

If approved before 1:30 p.m. CT Monday – Friday

Instant Decision*

Receive an immediate decision

Quick Application

Apply online in minutes

Explore alternatives to payday loans in Shreveport.

Borrowers with less-than-perfect credit might have other loan options besides payday loans available. Louisiana residents can apply for a line of credit through CashNetUSA that can provide access to more funds and more flexible repayment options compared to payday loans.

A line of credit is a form of revolving credit that provides access to funds up to a certain limit. If approved, you’ll receive a credit limit that you can borrow from. You can borrow the full amount or just a portion — you’ll only pay interest on the amount you borrow. As you pay off the balance, the funds will become available for you to borrow again, which means there’s no need to reapply the next time you need cash.

Compare Shreveport payday loans to CashNetUSA’s line of credit.

Shreveport payday loan1
Funding amount
Up to $350
Average of 405%
Pay in full within 30 days
Additional funding
Reapply to borrow more
CashNetUSA’s line of credit2
Funding amount
Up to $2,000*
299% (plus a transaction fee of 15% of the amount of each draw)3
Revolving credit with billing periods that may be bi-weekly, semi-monthly or monthly depending on borrower’s pay schedule
Additional funding
Draw from available credit without reapplying

1Based on information from Pew Charitable Trusts. Actual loan terms may vary based on applicant's qualifications.

2Based on terms available to new customers. Actual terms may vary based on applicant's qualifications. For full product details, see Rates & Terms.

3Visit our Louisiana Rates & Terms Page for additional disclosures and terms.

How a line of credit from CashNetUSA helped others in Louisiana.

See how CashNetUSA helped Dan when an unexpected expense caught him off guard.

It was one bill and then it would cascade into another…it's mainly just trying to make sure that we have enough room to survive before the next payday. [My] needs were met through CashNetUSA versus some of the other places.

Why Dan chose CashNetUSA.

  • Online application, accessible 24/7
  • Transparent loan terms

Customer was compensated for sharing their story.

Learn more about payday loan alternatives in Shreveport.

If you need fast cash, you have options. Depending on your financial needs, a different type of loan may be a better fit. Loans for borrowers with bad credit will have higher interest rates and may be considered a risky form of borrowing. Consider all of your options before deciding if taking out a loan is right for you. In Shreveport, CashNetUSA offers lines of credit.

CashNetUSA’s line of credit. A line of credit lets you borrow money up to your credit limit. As you pay the loan back the funds become available to borrow again. If you need access to more cash or want to have a cushion for emergencies a line of credit could be a better alternative.

Installment loans. With a personal installment loan you’ll get a lump sum of cash deposited in your bank account that you can pay back in smaller chunks over time. They can offer higher loan amounts than a payday loan and breaking up the payments can make it easier to fit into your budget.

Title loans. Title loans are another type of short-term loan that can provide funds in an emergency. With a title loan, your car acts as collateral to secure the loan — meaning if you default on the loan the lender will seize and sell your car to recoup their losses. To get a title loan you must own your car outright.

Pawn shop loans. Pawn shop loans are typically cash loans for small dollar amounts, and the lender isn’t a financial institution. You’ll give an item of value to a pawn shop, who will loan you a percentage of the value of the item. If you don’t return to repay the loan the shop will sell your item.

There are few organizations that offer financial resources and education in the Shreveport area.

Shreveport Financial Empowerment Center
820 Jordan St.
Suite 507
Shreveport, LA 71101

Money Management International
333 Texas Street
Suite 1300
Shreveport, LA 71101

Disclaimer - The named parties are not affiliates or agents of CashNetUSA. We make no representations, warranties or guarantees about the information or services provided by the named parties.