Same-Day Deposit Available
If approved before 1:00 p.m. CT Monday – Friday†
Receive an immediate decision
You have options when you need emergency cash immediately.
When you need money right away, it’s important to carefully explore your options. Before applying for emergency funding, it’s important to consider how and when you’ll repay the money you borrow. Explore different funding options to help you decide which is best for your situation.
Lines of credit and loans for emergency expenses.
At CashNetUSA, our lines of credit and loans can be a great solution when you need emergency cash immediately. You can apply online in minutes, and in many cases, you’ll get an immediate decision!* If approved before 1:00 p.m. CT Monday – Friday, your money can be in your account as soon as the same business day.†
Emergency funding is fast but can be expensive. So if you need to get cash now, make sure you understand the Rates & Terms and are able to repay before applying.
Does CashNetUSA offer emergency loans for bad credit or instant loans?
We don't claim to offer "emergency credit loans for bad credit." If you have bad credit due to a loan default or missed bill payments, you may be declined. Also, while our application and funding processes are fast, they are not instant. We don’t claim to offer instant loans because we believe in being transparent and honest with our customers at all times.
Our alternative credit check lets us lend when others may not.
CashNetUSA offers an alternative credit check process that considers more than just your credit score, and we look favorably upon good recent financial behavior. This allows us to offer loans to people who would traditionally be declined. The online loan application process is quick and easy, so if you need cash now, check our Rates & Terms to see if our line of credit or installment loan is right for you.
What are the requirements to apply?
You must meet the following requirements in order to be eligible for funding from CashNetUSA.
18 or older
(19 in AL, DE; 21 in MS)
Verifiable, steady source of income
Active checking account
U.S. citizen or permanent resident
Learn more about CashNetUSA.
CashNetUSA is dedicated to helping hardworking individuals get access to the funds they need to overcome financial difficulties. Since 2004, we’ve helped more than 4 million people receive fast cash when they need it most. If you ever have any questions about any of our products, contact our U.S.-based customer service team.