Apply for a Line of Credit
Anywhere, Anytime, Privately

Apply online or on the go
within minutes

Receive an instant lending decision,** even
with less-than-perfect credit

Get cash by the next business day*


How Do Online Lines of Credit Work at CashNetUSA?

Wouldn’t it be nice if you had a financial option where you can borrow money at any time of the day? If so, then CashNetUSA might have just the thing you’re looking for! With a short-term line of credit, you’ll gain access to more flexible funding and repayment options than any other short-term product. You only have to apply once and once approved, you can request cash advances as often as you want up to your available credit limit!

There are also several different repayment options for you to choose from with a CashNetUSA online line of credit. If you prefer to make gradual payments over time, you can easily do so. If you prefer to repay your balance in full to reduce your overall interest, you can do that as well! Rather than applying for multiple loans and waiting for them to get approved, our credit line allows you to request money anywhere at anytime without the need to wait for others.

Am I Eligible for a Line of Credit?

We know what you’re thinking. This product seems too good to be true. I’m sure the requirements to apply are impossible to meet! Actually, our online credit line requirements for applying are no different than our payday and installment loan products. If you’re strongly considering borrowing a line of credit, make sure you meet the following requirements before applying:

  • Have an active checking account
  • Have been employed for at least one month
  • Be a U.S. citizen or permanent resident
  • Be at least 18 years old

Understanding a CashNetUSA Line of Credit

A CashNetUSA line of credit offers more flexible funding and repayment options than any of our other short-term credit products. You only have to apply once and once you’re approved, you can request a cash advance at any time up to your available credit limit!

If it sounds confusing, don’t worry — with the help of our resource center and 24/7 customer service via phone, email and online chat, you’ll know everything there is to know about our versatile line of credit loan!