Rates & Terms

Rhode Island

Loan Terms

  • The maximum loan amount for Rhode Island residents will be 20% of gross monthly income or $1500.00, whichever is less.
  • Your loan will be due on your next payday that falls between 8 to 35 days away.
  • If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
  • If you are paid monthly, your loan will be due on your next payday that falls between 8 to 35 days away.
  • If your pay dates fall outside of these ranges, your loan will be due in 14 days.

Loan Repayment

You have the option of extending your loan up to 60 days following your initial due date. Therefore, depending on your pay date and the frequency of your paychecks, you may request to extend your loan between 1 and 4 times. On your loan due date you will be charged only your loan fee and the principal will be rolled over into a new loan contract. This new loan will carry with it an additional fee. Extension, partial payment, and early payoff requests must be received at least 2 business days prior to your due date. You may request these changes by logging into your personal account or calling our customer service team. For more information on extensions, visit our FAQ page.

Additional Information

By Rhode Island regulation, all Rhode Island customers must have a pay stub on file with CashNetUSA when receiving a loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-326-5265 or via email to support@cashnetusa.com. As soon as we receive this, we will be able to complete your loan request.

Fee Schedule and APR

Your loan fees will be $25.00 per $100.00 borrowed.

Term In Days APR Finance Charge / APR
$100 $200 $300 $400 $500 $600 $700 $800 $900 $1000 $1100 $1200 $1300 $1400 $1500
81140.63%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
91013.89%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
10912.5%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
11829.55%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
12760.42%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
13701.92%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
14651.79%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
15608.33%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
16570.31%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
17536.76%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
18506.94%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
19480.26%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
20456.25%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
21434.52%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
22414.77%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
23396.74%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
24380.21%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
25365.0%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
26350.96%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
27337.96%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
28325.89%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
29314.66%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
30304.17%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
31294.35%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
32285.16%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
33276.52%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
34268.38%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00
35260.71%$25.00
$50.00
$75.00
$100.00
$125.00
$150.00
$175.00
$200.00
$225.00
$250.00
$275.00
$300.00
$325.00
$350.00
$375.00

Governing Law

The loan agreement will be governed by the laws of the state of Nevada. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.

CashNetUSA is licensed in Rhode Island by the Department of Business and Industry.

View our license and registration:

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