This payday loans resource section will help to answer all your questions about how to apply for a payday loan, how to compare payday lenders, how to determine whether you’re eligible for online payday loans, and very much more!
A pay day loan is a quick and easy way to cover emergency expenses like minor car repairs and medical bills. If approved, payday loans may provide the money you need when you’re short on cash between paydays. CashNetUSA is a licensed online payday lender. We’re ready to assist you 24/7 with any and all questions you may have about our pay day loan services.
Because CashNetUSA is dedicated to its customers, we’ve put together a payday loan resource center for your convenience. Thankfully, there’s no reason to worry if you can’t find the answer to your question below. That’s because CashNetUSA Customer Service is available 24 hours a day, seven days a week via phone, email and online chat.
Learn more by reading our Payday Loan Articles
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.+++If you are a payday loan, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee or CAB fee respectively. If you are an installment loan customer, rebate will be offered on the first two installment payments of your next loan and such rebate shall not exceed the actual amount of interest paid. Only valid upon full repayment of the loan with a minimum of two full installment payments made. Rebate paid via bank account ACH credit following full repayment of the loan. Promo code is valid on first two installment payments only, can be used only once and may not be combined with any other offers or Preferred Member benefits.
^Cash advances must be a minimum of $50.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.