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Use this helpful payday loans resource section to help you answer all of your questions on how to quickly get a payday loan, how to compare payday lenders, how to determine if you’re eligible, and so much more!
A pay day loan is a quick and easy way to get the money you need to cover emergency expenses like car repairs and medical bills when you’re short on cash between paydays. CashNetUSA is a licensed online payday lender accredited by the Better Business Bureau and ready to assist you 24/7 with any questions you may have about its pay day loan services.
Because CashNetUSA is so dedicated to its customers, they’ve put together a payday loan resource center for your convenience. But don’t forget, if you can’t find the answer to your question below, CashNetUSA Customer Service is available 24 hours a day, seven days a week by phone, email and online chat.
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If you are an installment loan customer, discount will be applied to the simple interest rate of your next loan. If you are a payday loan customer, discount will be applied to the initial loan fee of your next loan. Promo code must be redeemed at the time of application. Promo code is valid on simple interest rate or initial loan fee only, can be used only once and may not be combined with any other offers or Preferred Member benefits.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.