Who We Are
Since opening its doors in 2004, CashNetUSA has quickly grown to become one of the online leaders in payday loan services. In 2006, CashNetUSA was acquired by Cash America International, Inc., one of the brick & mortar leaders in short-term lending. As a member of both the CFSA and BBB, we are dedicated to responsible and licensed lending.
Today our services are available in over 30 US states and growing. CashNetUSA continues to lead the way toward the future of secure online lending, due to our team of dedicated professionals.
"At CashNetUSA we are dedicated to every customer we service -- after all, our customers' satisfaction is what makes us the online leader."
- -Lisa Torres, Customer Service Section Manager
"I have the opportunity to work on the leading edge of technology with extremely talented people. It's a great environment for learning."
- -Arun Das, Search Engine Marketing Associate
What We Do
CashNetUSA provides fast and convenient ways for consumers to bridge the gap between paydays. Discover why over 1 million customers rely on us as their trusted online lender.
- Quick & Easy Apply online in minutes, get instant approval** and receive your money next business day* -- all from the privacy of home. Nothing to fax*** and less-than-perfect credit is not a problem.†
- Latest Application Acceptance Times Unlike some other payday loan lenders, we accept your applications as late as 9pm CST Monday through Thursday and fund your money next business day -- or apply on the weekend by 7pm CST Sunday and receive your cash on Monday.*
- 24/7 Customer Service Our customer service team is available 24/7 to answer all your questions via phone, email or online chat.
- Innovative Programs Save up to 30% off every loan by becoming a Preferred Member or earn $20 credit for every successful referral with our Refer-a-Friend program.
Click here if you have any comments or suggestions about how our cash advance services could better fit your needs.
Quick Facts
- Headquarters in financial district, Chicago, IL
- 500+ employees & growing
- Member of CFSA & BBB
- Over 1 million customers
- Industry's first Preferred Member Program
A Short History
- 2004
- First CashNetUSA payday loan issued
- 2005
- Preferred Member Program launches
- 2006
- Acquired by industry leader, CashAmerica
- 2007
- First payday loan issued in the United Kingdom
- 2008
- Loans available in over 30 US states
*Funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.
**Due to state and verification requirements, not all customers may be eligible for instant approval.
***Some customers may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for an advance from CashNetUSA.
‡Maximum funded amount depends on qualification criteria and state law. See Rates and Terms for details.
Please see Rates and Terms to check product availability in your state.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
New customer Payday loan application
