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In August 2011, the unemployment rate in the United States was at 9.1%. That means that nearly 10% of our country’s labor force was unemployed but actively seeking employment at the time. Without a job and a steady source of income, it’s difficult to pay for bills, put food on the table and still have some money left over to spend on yourself. So where do you turn to for help? Can you get a payday loan without a job?
Unfortunately, most lenders, including CashNetUSA, will NOT provide you with a loan if you’re unemployed. We understand that finding a job right now is easier said than done, but in order for you to repay your loan, you must have some cash flow. And although we don’t offer the following types of loans, we assume that you need a job in order to qualify for them as well: social security payday loans, disability payday loans and fixed income payday loans.
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Other than being employed for at least one month, you must also meet the following requirements to become eligible for a CashNetUSA payday loan: have an active checking account, be a U.S. citizen or permanent resident and be at least 18 years old. As mentioned earlier, we know that having a job is our toughest requirement. But have you done all you can do to join the employment ranks again?
Finding a job is all about networking and talking to the right people. Maybe one of your family members knows someone who is hiring? Maybe your next-door neighbor knows of a newly opened position? It never hurts to ask. But most importantly, pursue a job that you have an interest in — nobody likes to work in an environment where their skills can’t be showcased.
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