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It happens to the best of us — you need to pay for your dog’s emergency surgery after he swallowed the remote, but your payday is still days away. What’s worse is that your current credit score is less-than-perfect, so getting money from a bank is out of the question. During times like these, many people turn to no credit payday loans, or guaranteed payday loans, to help them overcome pet emergencies and other financial woes. But if we’ve learned anything in life, it’s that nothing is ever guaranteed. So do you really need a good credit history to receive a payday loan?
While a poor credit payday loan sounds like an easy and ideal solution to get cash in a hurry, you have to understand that they can do more damage than good. It’s imperative that you make sure that the lender advertising bad credit loans is licensed and in compliance with your state’s laws — you don’t want to fall victim to fraud and identity theft, do you?
Save 50% on the initial loan fee 1
So what options are you left with? Easy – CashNetUSA! We offer a reliable, fair and licensed alternative to bad credit loans. Our payday loans comply with state laws and offer a sense of relief in knowing that your personal information is in safe and protective hands.
Since 2004, over one million customers have chosen us as their alternative to no credit check loans. By simply taking five minutes out of your day to complete our short application, you can avoid being scammed by unlicensed lenders pretending to be someone that they’re not. At CashNetUSA, your less-than-perfect credit is always welcome!†
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Back to Everything You Need to Know About Payday Loans
1 Promo code must be redeemed at the time of application. Promo code is valid on initial fee only, can be used only once and may not be combined with any other offers or preferred member benefits.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.