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One of the most common questions asked by applicants is “How much can I borrow from CashNetUSA?” We hear from people who need a $500 online loan for car repairs. We hear from people who need a $1,000 online loan for plumbing and other serious home repairs. We even hear from borrowers who are in need of a 1,500 dollar online loan to cover emergencies like home repairs when natural disasters have caused things like tree branches to fall on their homes. Whatever your financial emergency may be, CashNetUSA is here to help you get the money you need to cover your expense. However, you must know that the amount of that you can borrow depends on your state of residence and fees will apply. To see how much you are eligible to apply for, visit our Rates & Terms.
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++
The amount of money that you will be eligible to receive from CashNetUSA depends on a variety of different factors. One factor that you may not have considered is your location in within the U.S. Depending on where you live, state laws that may prevent you from getting a $1,500 online loan, but perhaps you will be allowed to apply for up to a 1,000 dollar online loan.‡ Fees apply. See Rates & Terms.
Of course every state’s laws are a little bit different when it comes to payday and short-term online loans. Some states may only allow you to take out a 500 dollar online loan while other states will allow you to take out much more or less. As always, lending fees will apply to any loan you receive from CashNetUSA. For more information about how much cash you can borrow from CashNetUSA, visit the Rates & Terms section for more details. You may be surprised at how much cash you could borrow from CashNetUSA today!
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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.