888.403.6947 | Login
Have you ever had immediate financial needs? A payday loan is a quick and easy way for people to receive a fairly fast cash loan of $100 - $1500‡ to take care of short term cash needs. With an online fast payday loan, you can be approved instantly** and have your cash deposited directly into your bank account on the next business day.* Payday loans allow you to take care of your urgent financial needs or fast cash needs, as some call them, by applying from the privacy of your own home.
Unlike other types of loans, an online payday loan typically does not prevent people with less-than-perfect credit† from getting a cash advance. Sometimes, even if you have been declined from loans before, CashNetUSA could still offer you a fast payday loan. A fast cash payday loan can be the easiest way to get funds directly into your bank account upon approval of your application. Then you can take care of your urgent short term cash needs. Visit our How it Works page for details on how to apply today.
Security is important at CashNetUSA. We encrypt all fast payday loan transactions aiming to protect your personal information. You will have your own secure member account where you will be able to manage all the details of your online payday loans, update your user profile and view your cash payday loan history. We value our customers and strive to serve all of your fast payday loan needs.
We understand that anyone can find themselves in a financial bind at one time or another. Millions of Americans search for payday loan and short-term liquidity solutions to meet their immediate life challenges. Our Case Studies show detailed accounts of satisfied customers. Below are some typical reasons driving the need for a payday loan:
Payday loans are a reasonable solution to short-term liquidity needs when used in the proper way. For comparison, payday loans could be much less expensive than the alternative of not paying bills on time or paying overdraft fees on your checking account.
Payday loans are a fast, easy and convenient financial product for serving immediate short term liquidity crunches and helping to meet life's many financial challenges. When you need cash and need it now, look to CashNetUSA. For those times when you need a little extra cash for your immediate financial needs such as medical expenses and car repairs, go to CashNetUSA – Your search ends here.
"I would like to comment about the responsiveness and professional attention I have always received from CashNetUSA. The online interaction has been replete with all of the information I have needed to make financial decisions that are best for me. I highly recommend CashNetUSA to anyone who may want to procure some cash till their next paycheck."
— Aaron M
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.