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At CashNetUSA we understand that many first time borrowers may be nervous about borrowing cash online from a personal loan lender. We know about all of the horror stories and urban legends out there about people who signed up for online loans and ended up being scammed out of much more cash than they ever wanted to borrow. Fortunately, CashNetUSA is a well-respected online lender. Applying for a short-term personal loan from CashNetUSA is quick, easy and safe. Learn more about how you can apply online for the cash your family needs today.
The process of applying for, receiving, and repaying private personal loan from CashNetUSA is really quite simple and easy. You begin the application process by filling out our quick and easy to understand online application. Everything you need to fill out is available to you online 24 hours a day, seven days a week. There is nothing to fax*** and no extra paperwork to fill out. Once you have filled out the application you will find out instantly if you are approved.** Once your personal loans credit is approved, cash will be funded directly into your personal bank account.
Since personal loans from CashNetUSA work like an advance on your next paycheck, it is easy to repay your loan without any extra legwork. All you need to do is make sure your paycheck is deposited into your personal bank account when your next payday comes around. As long as the correct funds are available, your loan will be automatically paid back in full. If your employer pays you by direct deposit, you could get the cash you need and repay your loan without ever having to visit your bank or take out your checkbook. Apply online today.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.