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We’ve created our very own line of credit resource center to help answer any questions you may have about one of our most flexible funding options! Want to know what a credit line is or how the application process works? Get answers to questions like these and many more below!
A CashNetUSA line of credit offers more flexible funding and repayment options than any of our other short-term credit products. You only have to apply once and once you’re approved, you can request a cash advance at any time up to your available credit limit!
If it sounds confusing, don’t worry — with the help of our resource center and 24/7 customer service via phone, email and online chat, you’ll know everything there is to know about our versatile line of credit loan!
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.