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Holiday notice

Due to the upcoming banking holiday, all requests to make changes for loans due on May 28 2013 must be received by 3:00 PM CST on May 23 2013.
All loans approved on May 24 2013 will generally be funded on May 28 2013.
CashNetUSA Easy Cash Advances

Easy Online Cash Advance and Payday Loan


New Customers: Use Promo Code CASHNET50 on Your First Loan
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

How Does an Online Cash Advance Work?

From the moment we wake up to the moment we go to sleep, human beings are constantly doing, doing and doing. Gym, tan, laundry — everyone has a daily routine that they try and follow. So with how busy life becomes at times, it can get pretty stressful when something out of the ordinary happens, especially when that thing is a hindrance AND costs you money. You know what we’re talking about — a flat tire, an unexpected trip to the emergency room or simply a bill you forgot to pay.

Sure, nobody likes to pay for emergency expenses, especially when money is already tight at home. That’s why at CashNetUSA, we offer an online cash advance to help you cover costs without having to break the bank. If you haven’t heard of CashNetUSA before, we’re one of the largest licensed online lenders in the United States committed to helping you get the cash advance loan you need, when you need it most. Just ask any of our one million satisfied customers.

A Cash Advance You Can Trust

Does anybody enjoy a complicated process to get money? Anybody? We didn’t think so. At CashNetUSA, we understand that emergency expenses require immediate action. That’s why you can get our cash advance payday loan in three simple steps:

  1. Apply online — Our 5-minute online application can be completed from the comfort and privacy of your own home.
  2. Get approved — We offer instant approval** and less-than-perfect credit† is not a problem!
  3. Get funded — Upon approval, we’ll deposit your money directly into your checking account by the next business day!*

Keep in mind that not all cash advances found online can be trusted. Choose a lender that is a proud member of the Community Financial Services Association of America (CFSA) and recognized by the Better Business Bureau. Choose a lender that is dedicated to responsible and licensed lending. Choose CashNetUSA.

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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.