Rates and terms for Washington
Loan Terms
- The maximum loan amount for Washington residents will be $700.00.
- Your loan will be due on your next payday that falls between 8 to 31 days away.
- If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
- If you are paid monthly, your loan will be due on your next payday that falls between 8 to 31 days away.
- If your pay dates fall outside of these ranges, your loan will be due in 14 days.
Loan repayment
In accordance with Washington law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.
Additional information
Your Right to a Payment Plan - If this is your fourth (or greater) successive loan, and if you are not in default, you may convert your loan to a payment plan with us. "Successive loans" means loans made to you by us with no more than three business days between the repayment in full of one loan and the beginning date of the next loan. A payment plan will allow you, by paying a one time fee equal to the finance charge on your loan, to pay all that you owe in at least three payments over a period of at least sixty days.
Your right to rescind (cancel) this loan - You have the right to rescind (cancel) this loan by returning the amount of the loan in cash, or returning the check given to you by us to our office by the close of business on our next business day following the date of this loan. We may not charge you for canceling the loan and we will return to you any postdated check or electronic equivalent you have given to us.
Fee schedule and apr
Your loan fees will be $15.00 per $100.00 borrowed for the first $500.00 borrowed and $10.00 per every additional $100.00 borrowed.
| $100 | $200 | $300 | $400 | $500 | $600 | $700 | |
|---|---|---|---|---|---|---|---|
| Term In Days | Finance Charge / APR** | ||||||
| 8 | $15.00 684.38% | $30.00 684.38% | $45.00 684.38% | $60.00 684.38% | $75.00 684.38% | $85.00 646.35% | $95.00 619.2% |
| 9 | $15.00 608.33% | $30.00 608.33% | $45.00 608.33% | $60.00 608.33% | $75.00 608.33% | $85.00 574.54% | $95.00 550.4% |
| 10 | $15.00 547.5% | $30.00 547.5% | $45.00 547.5% | $60.00 547.5% | $75.00 547.5% | $85.00 517.08% | $95.00 495.36% |
| 11 | $15.00 497.73% | $30.00 497.73% | $45.00 497.73% | $60.00 497.73% | $75.00 497.73% | $85.00 470.08% | $95.00 450.32% |
| 12 | $15.00 456.25% | $30.00 456.25% | $45.00 456.25% | $60.00 456.25% | $75.00 456.25% | $85.00 430.9% | $95.00 412.8% |
| 13 | $15.00 421.15% | $30.00 421.15% | $45.00 421.15% | $60.00 421.15% | $75.00 421.15% | $85.00 397.76% | $95.00 381.04% |
| 14 | $15.00 391.07% | $30.00 391.07% | $45.00 391.07% | $60.00 391.07% | $75.00 391.07% | $85.00 369.35% | $95.00 353.83% |
| 15 | $15.00 365.0% | $30.00 365.0% | $45.00 365.0% | $60.00 365.0% | $75.00 365.0% | $85.00 344.72% | $95.00 330.24% |
| 16 | $15.00 342.19% | $30.00 342.19% | $45.00 342.19% | $60.00 342.19% | $75.00 342.19% | $85.00 323.18% | $95.00 309.6% |
| 17 | $15.00 322.06% | $30.00 322.06% | $45.00 322.06% | $60.00 322.06% | $75.00 322.06% | $85.00 304.17% | $95.00 291.39% |
| 18 | $15.00 304.17% | $30.00 304.17% | $45.00 304.17% | $60.00 304.17% | $75.00 304.17% | $85.00 287.27% | $95.00 275.2% |
| 19 | $15.00 288.16% | $30.00 288.16% | $45.00 288.16% | $60.00 288.16% | $75.00 288.16% | $85.00 272.15% | $95.00 260.71% |
| 20 | $15.00 273.75% | $30.00 273.75% | $45.00 273.75% | $60.00 273.75% | $75.00 273.75% | $85.00 258.54% | $95.00 247.68% |
| 21 | $15.00 260.71% | $30.00 260.71% | $45.00 260.71% | $60.00 260.71% | $75.00 260.71% | $85.00 246.23% | $95.00 235.88% |
| 22 | $15.00 248.86% | $30.00 248.86% | $45.00 248.86% | $60.00 248.86% | $75.00 248.86% | $85.00 235.04% | $95.00 225.16% |
| 23 | $15.00 238.04% | $30.00 238.04% | $45.00 238.04% | $60.00 238.04% | $75.00 238.04% | $85.00 224.82% | $95.00 215.37% |
| 24 | $15.00 228.13% | $30.00 228.13% | $45.00 228.13% | $60.00 228.13% | $75.00 228.13% | $85.00 215.45% | $95.00 206.4% |
| 25 | $15.00 219.0% | $30.00 219.0% | $45.00 219.0% | $60.00 219.0% | $75.00 219.0% | $85.00 206.83% | $95.00 198.14% |
| 26 | $15.00 210.58% | $30.00 210.58% | $45.00 210.58% | $60.00 210.58% | $75.00 210.58% | $85.00 198.88% | $95.00 190.52% |
| 27 | $15.00 202.78% | $30.00 202.78% | $45.00 202.78% | $60.00 202.78% | $75.00 202.78% | $85.00 191.51% | $95.00 183.47% |
| 28 | $15.00 195.54% | $30.00 195.54% | $45.00 195.54% | $60.00 195.54% | $75.00 195.54% | $85.00 184.67% | $95.00 176.91% |
| 29 | $15.00 188.79% | $30.00 188.79% | $45.00 188.79% | $60.00 188.79% | $75.00 188.79% | $85.00 178.3% | $95.00 170.81% |
| 30 | $15.00 182.5% | $30.00 182.5% | $45.00 182.5% | $60.00 182.5% | $75.00 182.5% | $85.00 172.36% | $95.00 165.12% |
| 31 | $15.00 176.61% | $30.00 176.61% | $45.00 176.61% | $60.00 176.61% | $75.00 176.61% | $85.00 166.8% | $95.00 159.79% |
Governing Law
The loan agreement will be governed by the applicable laws of your state.Questions or complaintsshould be directed to your state's regulatory agency. Click here for contact information.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
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