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Due to the upcoming banking holiday, all requests to make changes for loans due on July 07, 2008 must be received by 3:00 PM CST on July 02, 2008.
All loans approved on July 03, 2008 will be funded on July 07, 2008.

Rates and Terms > Ohio

Governing Law

The loan agreement will be governed by the applicable laws. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Maximum Loan Amount

The maximum loan amount for Ohio residents will be $800.00.

Loan Terms

Extensions

In accordance with Ohio law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Fees and Charges

For loan amounts up to $500, you will be charged a loan fee of $15.00 per $100 borrowed (including a non-refundable origination fee of $10.00 per $100, plus interest of $5.00 per $100). For loan amounts in excess of $500, you will be charged a loan fee of $12.50 per $100 borrowed (including a non-refundable origination fee of $7.50 per $100, plus interest of $5.00 per $100).

Fees Schedule and APR

$100 $200 $300 $400 $500 $600 $700 $800
Term In Days Finance Charge / APR**
8$15.00
684.38%
$30.00
684.38%
$45.00
684.38%
$60.00
684.38%
$75.00
684.38%
$87.50
665.36%
$100.00
651.79%
$112.50
641.6%
9$15.00
608.33%
$30.00
608.33%
$45.00
608.33%
$60.00
608.33%
$75.00
608.33%
$87.50
591.44%
$100.00
579.37%
$112.50
570.31%
10$15.00
547.5%
$30.00
547.5%
$45.00
547.5%
$60.00
547.5%
$75.00
547.5%
$87.50
532.29%
$100.00
521.43%
$112.50
513.28%
11$15.00
497.73%
$30.00
497.73%
$45.00
497.73%
$60.00
497.73%
$75.00
497.73%
$87.50
483.9%
$100.00
474.03%
$112.50
466.62%
12$15.00
456.25%
$30.00
456.25%
$45.00
456.25%
$60.00
456.25%
$75.00
456.25%
$87.50
443.58%
$100.00
434.52%
$112.50
427.73%
13$15.00
421.15%
$30.00
421.15%
$45.00
421.15%
$60.00
421.15%
$75.00
421.15%
$87.50
409.46%
$100.00
401.1%
$112.50
394.83%
14$15.00
391.07%
$30.00
391.07%
$45.00
391.07%
$60.00
391.07%
$75.00
391.07%
$87.50
380.21%
$100.00
372.45%
$112.50
366.63%
15$15.00
365.0%
$30.00
365.0%
$45.00
365.0%
$60.00
365.0%
$75.00
365.0%
$87.50
354.86%
$100.00
347.62%
$112.50
342.19%
16$15.00
342.19%
$30.00
342.19%
$45.00
342.19%
$60.00
342.19%
$75.00
342.19%
$87.50
332.68%
$100.00
325.89%
$112.50
320.8%
17$15.00
322.06%
$30.00
322.06%
$45.00
322.06%
$60.00
322.06%
$75.00
322.06%
$87.50
313.11%
$100.00
306.72%
$112.50
301.93%
18$15.00
304.17%
$30.00
304.17%
$45.00
304.17%
$60.00
304.17%
$75.00
304.17%
$87.50
295.72%
$100.00
289.68%
$112.50
285.16%
19$15.00
288.16%
$30.00
288.16%
$45.00
288.16%
$60.00
288.16%
$75.00
288.16%
$87.50
280.15%
$100.00
274.44%
$112.50
270.15%
20$15.00
273.75%
$30.00
273.75%
$45.00
273.75%
$60.00
273.75%
$75.00
273.75%
$87.50
266.15%
$100.00
260.71%
$112.50
256.64%
21$15.00
260.71%
$30.00
260.71%
$45.00
260.71%
$60.00
260.71%
$75.00
260.71%
$87.50
253.47%
$100.00
248.3%
$112.50
244.42%
22$15.00
248.86%
$30.00
248.86%
$45.00
248.86%
$60.00
248.86%
$75.00
248.86%
$87.50
241.95%
$100.00
237.01%
$112.50
233.31%
23$15.00
238.04%
$30.00
238.04%
$45.00
238.04%
$60.00
238.04%
$75.00
238.04%
$87.50
231.43%
$100.00
226.71%
$112.50
223.17%
24$15.00
228.13%
$30.00
228.13%
$45.00
228.13%
$60.00
228.13%
$75.00
228.13%
$87.50
221.79%
$100.00
217.26%
$112.50
213.87%
25$15.00
219.0%
$30.00
219.0%
$45.00
219.0%
$60.00
219.0%
$75.00
219.0%
$87.50
212.92%
$100.00
208.57%
$112.50
205.31%
26$15.00
210.58%
$30.00
210.58%
$45.00
210.58%
$60.00
210.58%
$75.00
210.58%
$87.50
204.73%
$100.00
200.55%
$112.50
197.42%
27$15.00
202.78%
$30.00
202.78%
$45.00
202.78%
$60.00
202.78%
$75.00
202.78%
$87.50
197.15%
$100.00
193.12%
$112.50
190.1%
28$15.00
195.54%
$30.00
195.54%
$45.00
195.54%
$60.00
195.54%
$75.00
195.54%
$87.50
190.1%
$100.00
186.22%
$112.50
183.31%
29$15.00
188.79%
$30.00
188.79%
$45.00
188.79%
$60.00
188.79%
$75.00
188.79%
$87.50
183.55%
$100.00
179.8%
$112.50
176.99%
30$15.00
182.5%
$30.00
182.5%
$45.00
182.5%
$60.00
182.5%
$75.00
182.5%
$87.50
177.43%
$100.00
173.81%
$112.50
171.09%
31$15.00
176.61%
$30.00
176.61%
$45.00
176.61%
$60.00
176.61%
$75.00
176.61%
$87.50
171.71%
$100.00
168.2%
$112.50
165.57%
32$15.00
171.09%
$30.00
171.09%
$45.00
171.09%
$60.00
171.09%
$75.00
171.09%
$87.50
166.34%
$100.00
162.95%
$112.50
160.4%
33$15.00
165.91%
$30.00
165.91%
$45.00
165.91%
$60.00
165.91%
$75.00
165.91%
$87.50
161.3%
$100.00
158.01%
$112.50
155.54%
34$15.00
161.03%
$30.00
161.03%
$45.00
161.03%
$60.00
161.03%
$75.00
161.03%
$87.50
156.56%
$100.00
153.36%
$112.50
150.97%
35$15.00
156.43%
$30.00
156.43%
$45.00
156.43%
$60.00
156.43%
$75.00
156.43%
$87.50
152.08%
$100.00
148.98%
$112.50
146.65%

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