Rates & Terms for Mississippi
Loan Terms
- The maximum loan amount for Mississippi residents will be $205.00.
- Your loan will be due on your next payday that falls between 8 to 30 days away.
- If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
- If you are paid monthly, your loan will be due on your next payday that falls between 8 to 30 days away.
- If your pay dates fall outside of these ranges, your loan will be due in 14 days.
Loan Repayment
In accordance with Mississippi law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.
Fee Schedule and APR
Your loan fees will be $20.00 per $100.00 borrowed.
| $100 | $150 | $200 | ||
|---|---|---|---|---|
| Term In Days | APR | Finance Charge / APR | ||
| 8 | 912.5% | $20.00 | $30.00 | $40.00 |
| 9 | 811.11% | $20.00 | $30.00 | $40.00 |
| 10 | 730.0% | $20.00 | $30.00 | $40.00 |
| 11 | 663.64% | $20.00 | $30.00 | $40.00 |
| 12 | 608.33% | $20.00 | $30.00 | $40.00 |
| 13 | 561.54% | $20.00 | $30.00 | $40.00 |
| 14 | 521.43% | $20.00 | $30.00 | $40.00 |
| 15 | 486.67% | $20.00 | $30.00 | $40.00 |
| 16 | 456.25% | $20.00 | $30.00 | $40.00 |
| 17 | 429.41% | $20.00 | $30.00 | $40.00 |
| 18 | 405.56% | $20.00 | $30.00 | $40.00 |
| 19 | 384.21% | $20.00 | $30.00 | $40.00 |
| 20 | 365.0% | $20.00 | $30.00 | $40.00 |
| 21 | 347.62% | $20.00 | $30.00 | $40.00 |
| 22 | 331.82% | $20.00 | $30.00 | $40.00 |
| 23 | 317.39% | $20.00 | $30.00 | $40.00 |
| 24 | 304.17% | $20.00 | $30.00 | $40.00 |
| 25 | 292.0% | $20.00 | $30.00 | $40.00 |
| 26 | 280.77% | $20.00 | $30.00 | $40.00 |
| 27 | 270.37% | $20.00 | $30.00 | $40.00 |
| 28 | 260.71% | $20.00 | $30.00 | $40.00 |
| 29 | 251.72% | $20.00 | $30.00 | $40.00 |
| 30 | 243.33% | $20.00 | $30.00 | $40.00 |
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.
CashNetUSA is licensed in Mississippi by the Department of Banking and Consumer Finance.
Mississippi Pamphlets
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
