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Rates and Terms > California

Governing Law

The loan agreement will be governed by the applicable laws. Questions or complaints should be directed to your state's regulatory agency, available by clicking here.

Customer cannot be prosecuted or threatened with prosecution to collect on a deferred deposit loan.

Maximum Loan Amount

The maximum loan amount for California residents will be $255.00.

Loan Terms

Extensions

In accordance with California law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Fees and Charges

Your loan fees will be the lesser of 45.00 or $17.65 per $100 borrowed.

Fees Schedule and APR

$100 $150 $200 $250
Term In Days Apr** Finance Charge / APR**
8805.28%$17.65
$26.47
$35.30
$44.13
9715.81%$17.65
$26.47
$35.30
$44.13
10644.23%$17.65
$26.47
$35.30
$44.13
11585.66%$17.65
$26.47
$35.30
$44.13
12536.85%$17.65
$26.47
$35.30
$44.13
13495.56%$17.65
$26.47
$35.30
$44.13
14460.16%$17.65
$26.47
$35.30
$44.13
15429.48%$17.65
$26.47
$35.30
$44.13
16402.64%$17.65
$26.47
$35.30
$44.13
17378.96%$17.65
$26.47
$35.30
$44.13
18357.9%$17.65
$26.47
$35.30
$44.13
19339.07%$17.65
$26.47
$35.30
$44.13
20322.11%$17.65
$26.47
$35.30
$44.13
21306.77%$17.65
$26.47
$35.30
$44.13
22292.83%$17.65
$26.47
$35.30
$44.13
23280.1%$17.65
$26.47
$35.30
$44.13
24268.43%$17.65
$26.47
$35.30
$44.13
25257.69%$17.65
$26.47
$35.30
$44.13
26247.78%$17.65
$26.47
$35.30
$44.13
27238.6%$17.65
$26.47
$35.30
$44.13
28230.08%$17.65
$26.47
$35.30
$44.13
29222.15%$17.65
$26.47
$35.30
$44.13
30214.74%$17.65
$26.47
$35.30
$44.13
31207.81%$17.65
$26.47
$35.30
$44.13

License or Registration

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Image: CFSA: Community Financial Services Association of America.