Holiday Notice
All loans approved on Nov 25 2009 will generally be funded on Nov 27 2009.
Rates & Terms for California
Loan Terms
- The maximum loan amount for California residents will be $255.00.
- Your loan will be due on your next payday that falls between 8 to 31 days away.
- If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
- If you are paid monthly, your loan will be due on your next payday that falls between 8 to 31 days away.
- If your pay dates fall outside of these ranges, your loan will be due in 14 days.
Loan Repayment
In accordance with California law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.
Additional Information
CashNetUSA is licensed by the Department of Corporations pursuant to the California Deferred Deposit Transaction Law.
Customer cannot be prosecuted or threatened with prosecution to collect on a deferred deposit loan.
Fee Schedule and APR
Your loan fees will be the lesser of $45.00 or $17.65 per $100.00 borrowed.
| $100 | $150 | $200 | $250 | ||
|---|---|---|---|---|---|
| Term In Days | APR | Finance Charge / APR | |||
| 8 | 805.28% | $17.65 | $26.48 | $35.30 | $44.13 |
| 9 | 715.81% | $17.65 | $26.48 | $35.30 | $44.13 |
| 10 | 644.23% | $17.65 | $26.48 | $35.30 | $44.13 |
| 11 | 585.66% | $17.65 | $26.48 | $35.30 | $44.13 |
| 12 | 536.85% | $17.65 | $26.48 | $35.30 | $44.13 |
| 13 | 495.56% | $17.65 | $26.48 | $35.30 | $44.13 |
| 14 | 460.16% | $17.65 | $26.48 | $35.30 | $44.13 |
| 15 | 429.48% | $17.65 | $26.48 | $35.30 | $44.13 |
| 16 | 402.64% | $17.65 | $26.48 | $35.30 | $44.13 |
| 17 | 378.96% | $17.65 | $26.48 | $35.30 | $44.13 |
| 18 | 357.9% | $17.65 | $26.48 | $35.30 | $44.13 |
| 19 | 339.07% | $17.65 | $26.48 | $35.30 | $44.13 |
| 20 | 322.11% | $17.65 | $26.48 | $35.30 | $44.13 |
| 21 | 306.77% | $17.65 | $26.48 | $35.30 | $44.13 |
| 22 | 292.83% | $17.65 | $26.48 | $35.30 | $44.13 |
| 23 | 280.1% | $17.65 | $26.48 | $35.30 | $44.13 |
| 24 | 268.43% | $17.65 | $26.48 | $35.30 | $44.13 |
| 25 | 257.69% | $17.65 | $26.48 | $35.30 | $44.13 |
| 26 | 247.78% | $17.65 | $26.48 | $35.30 | $44.13 |
| 27 | 238.6% | $17.65 | $26.48 | $35.30 | $44.13 |
| 28 | 230.08% | $17.65 | $26.48 | $35.30 | $44.13 |
| 29 | 222.15% | $17.65 | $26.48 | $35.30 | $44.13 |
| 30 | 214.74% | $17.65 | $26.48 | $35.30 | $44.13 |
| 31 | 207.81% | $17.65 | $26.48 | $35.30 | $44.13 |
Governing Law
The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
