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As the saying goes, “Don’t believe everything you read on the Internet.” Unfortunately, many people do. When it comes to payday loans, there are many inaccurate reports that paint quick cash advances in a negative light. Sure, payday loans are not meant for everyone and should only be considered in emergency situations, but those in need of a simple cash advance should be able to rely on fair and accurate information to make the best financial decision for themselves.
The reality is that a payday loan can fill a huge need and comes with many benefits. But since those benefits are rarely mentioned, we though it’d be important to highlight the three most important ones that CashNetUSA, the country’s largest licensed online lender, offers:
Don’t you just dread going to the local DMV, hospital or anywhere where the line is out the door? With how busy our lives are, we just don’t have the time to wait hours and hours to be asked, “How can I help you today?” When money gets tight and the bills start coming, it’s important to be able to rely on a lender that can get you your money quickly and efficiently.
At CashNetUSA, we understand that speed matters. If you have a bill due tomorrow, you just can’t afford to receive your money “in a few days.” That’s why if you apply for a fast cash advance today, you’ll receive your money by the next business day!* And with our faxless cash advance application,*** there’s typically nothing to fax and no extra paperwork to fill out! Why wait in a line when you can apply for a quick cash advance online in your pajamas from home?
As quick as our online cash advances are, are they simple to apply for? Do you even have to ask?! We’ve broken down our easy cash advance into three steps to better show you how it works:
You shouldn’t have to wait for the money you need. At CashNetUSA, we’ve simplified our cash advance online process to ensure you receive your money how you want it and when you want it.
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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.