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Holiday notice

Due to the upcoming banking holiday, all requests to make changes for loans due on May 28 2013 must be received by 3:00 PM CST on May 23 2013.
All loans approved on May 24 2013 will generally be funded on May 28 2013.

Easy Online Cash Advance and Payday Loan

New Customers: Use Promo Code CASHNET50 on Your First Loan
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.⁺⁺⁺

Advantages of Online Cash Advances

When it comes to online cash advances, there are many different opinions. Some people, especially government officials, believe cash advances are a hindrance to society and should be banned. Others are grateful for their existence and don’t know where’d they be financially without them. As the economy continues to fluctuate, however, more and more people are finding it difficult to keep up with their expenses. Things happen — a dead car radiator, an expensive medical bill or a forgotten gas bill. But thanks to the advantages of cash advances, these unexpected expenses can be covered with ease.

CashNetUSA, an online leader in short-term lending, is committed to helping you get the money you need, when you need it most. Our 5-minute online application can be completed from home and upon approval, we’ll deposit your online cash advance directly into your checking account by the next business day!* While we don’t offer cheap or low-cost cash advances, you’ll probably end up saving more money with an online cash advance than you would paying for those hefty late and interest fees!

Red Flag: Cheap Cash Advances

One big advantage of borrowing a cash advance is its repayment options. You can either pay off your loan in full upon your next payday, make a partial payment if you are unable to repay your loan in full or extend your loan and pay only the fees that are due with an extension. When it comes to cash advance payment options, it’s good to have multiple options to choose from just in case something happens.

Don’t make it your goal to find a low-rate or cheap cash advance — chances are these types of loans are being offered by unlicensed lenders. Turn to CashNetUSA instead for a lender you can trust and experience our cash advance advantages for yourself today!

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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

¹Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.