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Make Anyday Payday @ CashNetUSA

Apply online in 3 easy steps!

APPLY online in just minutes
SAVE 25% off initial loan fee
GET CASH deposited into your bank account the next business day*

Special TV Offer!

  • Get a Discount

Forgot your promo code? Call our Application Support team at 866.254.2097 to save 25%!

Promo is valid on initial finance charge only. Not valid with other offers.

It takes just minutes to apply online from the comfort and privacy of your own home. Qualify for the cash advance you need, even if you have less-than-perfect credit†, and get funds deposited directly into your checking account. Make your wallet happy, apply today!


What does it take to apply?

All you need is five minutes, a computer with an internet connection and some basic information. There’s no extra paperwork to fill out, nothing to fax*** and you may receive a loan decision instantly.**


When will I get my cash?

Once approved, your money will be deposited directly into your checking account by the next business day.* We have the latest application acceptance times in the industry – be approved by 9pm CST Monday through Thursday or by 7pm CST Sunday and receive next business day funding FREE!


Will I be approved?

At CashNetUSA, we’ve designed our cash advance services with hardworking Americans in mind. That means that even if you have less-than-perfect credit, you can still qualify for a reliable and convenient cash advance.† In fact, 4 out of 5 of our customers are approved for a loan instantly.**


Want to learn more about CashNetUSA?

As a state licensed lender, CashNetUSA is dedicated to providing reliable and convenient cash advance services to hardworking Americans. We’ve helped over 1 million satisfied customers find the money they need to bridge the gap between paydays. Learn more about America’s trusted online lender and apply for the money you need in just minutes.


Want to see how much you qualify for? Apply now!


Apply Now!

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.