Holiday notice

Due to the upcoming banking holiday, all requests to make changes for loans due on May 26 2015 must be received by 3:00 PM CST on May 21 2015.
All loans approved on May 22 2015 will generally be funded on May 26 2015.

Rates & Terms for Tennessee

Image: tn_thumb.

Loan Terms

  • The maximum loan amount for Tennessee residents will be $400.00.
  • Your loan will be due on your next payday that falls between 8 to 31 days away.
  • If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
  • If you are paid monthly, your loan will be due on your next payday that falls between 8 to 31 days away.
  • If your pay dates fall outside of these ranges, your loan will be due in 14 days.

Loan Repayment

In accordance with Tennessee law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Fee Schedule and APR

Your loan fees will be $15.00 per $100.00 borrowed.

$100 $150 $200 $250 $300 $350 $400
Term In Days APR Finance Charge / APR
8 684.38% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
9 608.33% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
10 547.5% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
11 497.73% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
12 456.25% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
13 421.15% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
14 391.07% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
15 365.0% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
16 342.19% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
17 322.06% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
18 304.17% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
19 288.16% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
20 273.75% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
21 260.71% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
22 248.86% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
23 238.04% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
24 228.13% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
25 219.0% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
26 210.58% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
27 202.78% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
28 195.54% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
29 188.79% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
30 182.5% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00
31 176.61% $15.00
$22.50
$30.00
$37.50
$45.00
$52.50
$60.00

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.