Rates & Terms for Ohio

Credit Services Organization

CashNetUSA will not be the lender for loans received at this site. CashNetUSA is a Credit Services Organization in the state of Ohio. As a Credit Services Organization, we will attempt to arrange a loan between you and a third-party lender and assist you in providing the necessary information and documents to the lender. In consideration of CashNetUSA's services to you, you will pay CashNetUSA a Credit Services fee. Our Ohio Credit Services Organization Certificate of Registration Number is CS.900076.000.

Servicing the Loan

If we successfully arrange a loan between you and a third-party lender, we will service that loan on behalf of the lender. Any questions, service issues or complaints about your loan will be addressed by CashNetUSA on behalf of the lender.

Loan Terms

  • The maximum loan amount for Ohio residents will be $1800.00.
  • Your loan will be due on your next payday that falls between 8 to 35 days away.
  • If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
  • If you are paid monthly, your loan will be due on your next payday that falls between 8 to 35 days away.
  • If your pay dates fall outside of these ranges, your loan will be due in 14 days.
  • You have the right to rescind your loan within 3 days of signing your loan contracts. To access the cancellation forms, click here.

Loan Repayment

You have the right to repay your loan in full on your due date. You also can request that the lender refinance your loan up to a maximum of 4 times. If the lender refinances your loan, you will pay the portion of the principal disbursed to CSO for your Credit Services fee and lender interest on the original due date. You will pay the lender your remaining loan principal, any additional interest and an additional Credit Services Fee on your new due date. Refinance, partial payment, and early payoff requests must be received by the lender at least 2 business days prior to your due date. For more information on extensions, visit our FAQ page.

Fee Schedule and APR

Your Credit Services fee will be $25.00 per $100.00 borrowed. You will also be charged interest by your lender at an annual interest rate of 25.00% on loan principal (funded loan proceeds plus Credit Services fee) borrowed. The chart below displays the Credit Services fee and lender interest combined to determine the Annual Percentage Rate.

$100 $200 $300 $400 $500 $600 $700 $800 $900 $1000 $1100 $1200 $1300 $1400 $1500 $1600 $1700 $1800
Term In Days APR Finance Charge / APR
8 1171.88% $25.68
$51.37
$77.05
$102.74
$128.42
$154.11
$179.79
$205.48
$231.16
$256.85
$282.53
$308.22
$333.90
$359.59
$385.27
$410.96
$436.64
$462.33
9 1045.14% $25.77
$51.54
$77.31
$103.08
$128.85
$154.62
$180.39
$206.16
$231.93
$257.71
$283.48
$309.25
$335.02
$360.79
$386.56
$412.33
$438.10
$463.87
10 943.75% $25.86
$51.71
$77.57
$103.42
$129.28
$155.14
$180.99
$206.85
$232.71
$258.56
$284.42
$310.27
$336.13
$361.99
$387.84
$413.70
$439.55
$465.41
11 860.8% $25.94
$51.88
$77.83
$103.77
$129.71
$155.65
$181.59
$207.53
$233.48
$259.42
$285.36
$311.30
$337.24
$363.18
$389.13
$415.07
$441.01
$466.95
12 791.67% $26.03
$52.05
$78.08
$104.11
$130.14
$156.16
$182.19
$208.22
$234.25
$260.27
$286.30
$312.33
$338.36
$364.38
$390.41
$416.44
$442.47
$468.49
13 733.17% $26.11
$52.23
$78.34
$104.45
$130.57
$156.68
$182.79
$208.90
$235.02
$261.13
$287.24
$313.36
$339.47
$365.58
$391.70
$417.81
$443.92
$470.03
14 683.04% $26.20
$52.40
$78.60
$104.79
$130.99
$157.19
$183.39
$209.59
$235.79
$261.99
$288.18
$314.38
$340.58
$366.78
$392.98
$419.18
$445.38
$471.58
15 639.58% $26.28
$52.57
$78.85
$105.14
$131.42
$157.71
$183.99
$210.27
$236.56
$262.84
$289.13
$315.41
$341.70
$367.98
$394.26
$420.55
$446.83
$473.12
16 601.56% $26.37
$52.74
$79.11
$105.48
$131.85
$158.22
$184.59
$210.96
$237.33
$263.70
$290.07
$316.44
$342.81
$369.18
$395.55
$421.92
$448.29
$474.66
17 568.01% $26.46
$52.91
$79.37
$105.82
$132.28
$158.73
$185.19
$211.64
$238.10
$264.55
$291.01
$317.47
$343.92
$370.38
$396.83
$423.29
$449.74
$476.20
18 538.19% $26.54
$53.08
$79.62
$106.16
$132.71
$159.25
$185.79
$212.33
$238.87
$265.41
$291.95
$318.49
$345.03
$371.58
$398.12
$424.66
$451.20
$477.74
19 511.51% $26.63
$53.25
$79.88
$106.51
$133.13
$159.76
$186.39
$213.01
$239.64
$266.27
$292.89
$319.52
$346.15
$372.77
$399.40
$426.03
$452.65
$479.28
20 487.5% $26.71
$53.42
$80.14
$106.85
$133.56
$160.27
$186.99
$213.70
$240.41
$267.12
$293.84
$320.55
$347.26
$373.97
$400.68
$427.40
$454.11
$480.82
21 465.77% $26.80
$53.60
$80.39
$107.19
$133.99
$160.79
$187.59
$214.38
$241.18
$267.98
$294.78
$321.58
$348.37
$375.17
$401.97
$428.77
$455.57
$482.36
22 446.02% $26.88
$53.77
$80.65
$107.53
$134.42
$161.30
$188.18
$215.07
$241.95
$268.84
$295.72
$322.60
$349.49
$376.37
$403.25
$430.14
$457.02
$483.90
23 427.99% $26.97
$53.94
$80.91
$107.88
$134.85
$161.82
$188.78
$215.75
$242.72
$269.69
$296.66
$323.63
$350.60
$377.57
$404.54
$431.51
$458.48
$485.45
24 411.46% $27.05
$54.11
$81.16
$108.22
$135.27
$162.33
$189.38
$216.44
$243.49
$270.55
$297.60
$324.66
$351.71
$378.77
$405.82
$432.88
$459.93
$486.99
25 396.25% $27.14
$54.28
$81.42
$108.56
$135.70
$162.84
$189.98
$217.12
$244.26
$271.40
$298.54
$325.68
$352.83
$379.97
$407.11
$434.25
$461.39
$488.53
26 382.21% $27.23
$54.45
$81.68
$108.90
$136.13
$163.36
$190.58
$217.81
$245.03
$272.26
$299.49
$326.71
$353.94
$381.16
$408.39
$435.62
$462.84
$490.07
27 369.21% $27.31
$54.62
$81.93
$109.25
$136.56
$163.87
$191.18
$218.49
$245.80
$273.12
$300.43
$327.74
$355.05
$382.36
$409.67
$436.99
$464.30
$491.61
28 357.14% $27.40
$54.79
$82.19
$109.59
$136.99
$164.38
$191.78
$219.18
$246.58
$273.97
$301.37
$328.77
$356.16
$383.56
$410.96
$438.36
$465.75
$493.15
29 345.91% $27.48
$54.97
$82.45
$109.93
$137.41
$164.90
$192.38
$219.86
$247.35
$274.83
$302.31
$329.79
$357.28
$384.76
$412.24
$439.73
$467.21
$494.69
30 335.42% $27.57
$55.14
$82.71
$110.27
$137.84
$165.41
$192.98
$220.55
$248.12
$275.68
$303.25
$330.82
$358.39
$385.96
$413.53
$441.10
$468.66
$496.23
31 325.6% $27.65
$55.31
$82.96
$110.62
$138.27
$165.92
$193.58
$221.23
$248.89
$276.54
$304.20
$331.85
$359.50
$387.16
$414.81
$442.47
$470.12
$497.77
32 316.41% $27.74
$55.48
$83.22
$110.96
$138.70
$166.44
$194.18
$221.92
$249.66
$277.40
$305.14
$332.88
$360.62
$388.36
$416.10
$443.84
$471.58
$499.32
33 307.77% $27.83
$55.65
$83.48
$111.30
$139.13
$166.95
$194.78
$222.60
$250.43
$278.25
$306.08
$333.90
$361.73
$389.55
$417.38
$445.21
$473.03
$500.86
34 299.63% $27.91
$55.82
$83.73
$111.64
$139.55
$167.47
$195.38
$223.29
$251.20
$279.11
$307.02
$334.93
$362.84
$390.75
$418.66
$446.58
$474.49
$502.40
35 291.96% $28.00
$55.99
$83.99
$111.99
$139.98
$167.98
$195.98
$223.97
$251.97
$279.97
$307.96
$335.96
$363.96
$391.95
$419.95
$447.95
$475.94
$503.94

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.