Rates & Terms for Florida

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Loan Terms

  • The maximum loan amount for Florida residents will be $500.00.
  • Your loan will be due on your next payday that falls between 8 to 31 days away.
  • If you are paid by paper check, we will give you a grace period of 1 day to deposit your check.
  • If you are paid monthly, your loan will be due on your next payday that falls between 8 to 31 days away.
  • If your pay dates fall outside of these ranges, your loan will be due in 13 days.
  • There is a mandatory 24-hour cooling-off period after each loan is paid off.

Loan Repayment

In accordance with Florida law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date.

Fee Schedule and APR

Your loan fees will be a flat, non-refundable fee of $5.00 per loan, plus $10.00 per $100.00 borrowed.

$100 $150 $200 $250 $300 $350 $400 $450 $500
Term In Days Finance Charge / APR
8 $15.00
684.38%
$20.00
608.33%
$25.00
570.31%
$30.00
547.5%
$35.00
532.29%
$40.00
521.43%
$45.00
513.28%
$50.00
506.94%
$55.00
501.88%
9 $15.00
608.33%
$20.00
540.74%
$25.00
506.94%
$30.00
486.67%
$35.00
473.15%
$40.00
463.49%
$45.00
456.25%
$50.00
450.62%
$55.00
446.11%
10 $15.00
547.5%
$20.00
486.67%
$25.00
456.25%
$30.00
438.0%
$35.00
425.83%
$40.00
417.14%
$45.00
410.63%
$50.00
405.56%
$55.00
401.5%
11 $15.00
497.73%
$20.00
442.42%
$25.00
414.77%
$30.00
398.18%
$35.00
387.12%
$40.00
379.22%
$45.00
373.3%
$50.00
368.69%
$55.00
365.0%
12 $15.00
456.25%
$20.00
405.56%
$25.00
380.21%
$30.00
365.0%
$35.00
354.86%
$40.00
347.62%
$45.00
342.19%
$50.00
337.96%
$55.00
334.58%
13 $15.00
421.15%
$20.00
374.36%
$25.00
350.96%
$30.00
336.92%
$35.00
327.56%
$40.00
320.88%
$45.00
315.87%
$50.00
311.97%
$55.00
308.85%
14 $15.00
391.07%
$20.00
347.62%
$25.00
325.89%
$30.00
312.86%
$35.00
304.17%
$40.00
297.96%
$45.00
293.3%
$50.00
289.68%
$55.00
286.79%
15 $15.00
365.0%
$20.00
324.44%
$25.00
304.17%
$30.00
292.0%
$35.00
283.89%
$40.00
278.1%
$45.00
273.75%
$50.00
270.37%
$55.00
267.67%
16 $15.00
342.19%
$20.00
304.17%
$25.00
285.16%
$30.00
273.75%
$35.00
266.15%
$40.00
260.71%
$45.00
256.64%
$50.00
253.47%
$55.00
250.94%
17 $15.00
322.06%
$20.00
286.27%
$25.00
268.38%
$30.00
257.65%
$35.00
250.49%
$40.00
245.38%
$45.00
241.54%
$50.00
238.56%
$55.00
236.18%
18 $15.00
304.17%
$20.00
270.37%
$25.00
253.47%
$30.00
243.33%
$35.00
236.57%
$40.00
231.75%
$45.00
228.13%
$50.00
225.31%
$55.00
223.06%
19 $15.00
288.16%
$20.00
256.14%
$25.00
240.13%
$30.00
230.53%
$35.00
224.12%
$40.00
219.55%
$45.00
216.12%
$50.00
213.45%
$55.00
211.32%
20 $15.00
273.75%
$20.00
243.33%
$25.00
228.13%
$30.00
219.0%
$35.00
212.92%
$40.00
208.57%
$45.00
205.31%
$50.00
202.78%
$55.00
200.75%
21 $15.00
260.71%
$20.00
231.75%
$25.00
217.26%
$30.00
208.57%
$35.00
202.78%
$40.00
198.64%
$45.00
195.54%
$50.00
193.12%
$55.00
191.19%
22 $15.00
248.86%
$20.00
221.21%
$25.00
207.39%
$30.00
199.09%
$35.00
193.56%
$40.00
189.61%
$45.00
186.65%
$50.00
184.34%
$55.00
182.5%
23 $15.00
238.04%
$20.00
211.59%
$25.00
198.37%
$30.00
190.43%
$35.00
185.14%
$40.00
181.37%
$45.00
178.53%
$50.00
176.33%
$55.00
174.57%
24 $15.00
228.13%
$20.00
202.78%
$25.00
190.1%
$30.00
182.5%
$35.00
177.43%
$40.00
173.81%
$45.00
171.09%
$50.00
168.98%
$55.00
167.29%
25 $15.00
219.0%
$20.00
194.67%
$25.00
182.5%
$30.00
175.2%
$35.00
170.33%
$40.00
166.86%
$45.00
164.25%
$50.00
162.22%
$55.00
160.6%
26 $15.00
210.58%
$20.00
187.18%
$25.00
175.48%
$30.00
168.46%
$35.00
163.78%
$40.00
160.44%
$45.00
157.93%
$50.00
155.98%
$55.00
154.42%
27 $15.00
202.78%
$20.00
180.25%
$25.00
168.98%
$30.00
162.22%
$35.00
157.72%
$40.00
154.5%
$45.00
152.08%
$50.00
150.21%
$55.00
148.7%
28 $15.00
195.54%
$20.00
173.81%
$25.00
162.95%
$30.00
156.43%
$35.00
152.08%
$40.00
148.98%
$45.00
146.65%
$50.00
144.84%
$55.00
143.39%
29 $15.00
188.79%
$20.00
167.82%
$25.00
157.33%
$30.00
151.03%
$35.00
146.84%
$40.00
143.84%
$45.00
141.59%
$50.00
139.85%
$55.00
138.45%
30 $15.00
182.5%
$20.00
162.22%
$25.00
152.08%
$30.00
146.0%
$35.00
141.94%
$40.00
139.05%
$45.00
136.88%
$50.00
135.19%
$55.00
133.83%
31 $15.00
176.61%
$20.00
156.99%
$25.00
147.18%
$30.00
141.29%
$35.00
137.37%
$40.00
134.56%
$45.00
132.46%
$50.00
130.82%
$55.00
129.52%

Governing Law

The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. Click here for contact information.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.