We get to see a lot of online scams, but we rarely pay attention to them until they impact us. If you haven’t been a victim to an online scam yourself, then you’ve probably heard horror stories.
Online retailers and merchants might claim, and some do, that the details or warnings are in the fine print.
When you discover the doll your daughter desperately wants is advertised at a ridiculously low price at an online retailer you don’t pull out the magnifying glass to read the fine print that says that there is a “limited supply available.” No, you click the link and expect to buy the doll in the ad at the advertised price.
If you don’t get the doll in the advertisement at the price advertised then you should get off the website right away because that’s when the scam starts to roll in.
If you are like millions of people that surf the web looking for work, love, or a good deal now and then, pay attention: online scammers have a bull’s-eye on your wallet. They want to rip the cash right out of it. Once they have your money it’s almost impossible to get it back.
- Avoid get rich quick schemes no matter how tempting they seem to be.
- Avoid work-at-home and employment opportunities that promise big pay or profits with no experience.
- Avoid shopping scams that promise you something for free.
- Avoid opportunities, products and services that seem too good to be true because they usually are.
- Avoid impulse buying.
If you do become a victim of an online scam do the following:
- Cancel your credit cards immediately.
- File a police report and report the incident.
- Place a fraud alert on your name and social security number with the three national credit reporting agencies. They are Equifax, Experian and Transunion.