Everybody knows that saving is a good habit — it’s obviously better to have more money in the bank than less — but actually getting yourself to put money away rather than spend it on things you like can feel close to impossible. If you’re having trouble making yourself save your money, […]
In the market for a new car? There’s a lot of decisions on the road ahead. What kind of car meets your needs? Is it in your budget? New or used? Lease or buy? All of these decisions have one common factor that needs to be considered as you work through them: Your credit. Unless you are able to pay for a car in cash outright — which very few can do — your credit will be considered at some point in the car purchasing process. But what if you have bad credit?
It can be hard enough to find an apartment that you like (and can afford), much less worrying about whether or not your credit score is good enough to land the lease. Unfortunately, there is no set credit score that will guarantee you the chance to rent. The majority of […]
Personal finance can be confusing: There are so many concepts and definitions to keep straight that it can be hard to know what you should be doing at any given time. And it gets even more difficult when you’re facing a financial emergency and have to make hard decisions about […]
Think investing is only for the wealthy? Think again. Think you’re behind and can’t catch up? No way. The fact is investing is available to everyone, no matter your budget, your age or your experience level. With a little bit of basic knowledge and the help of some tools, you can start investing before you even finish this article!
If your savings account is not as bountiful as you want it to be, you’re not alone. In 2017, 57% of Americans reported having less than $1,000 in savings, with 39% of those people having nothing at all.7