Welcome to CashNetUSA!
CashNetUSA is a leading licensed online lender+ and a top choice for those looking to handle financial emergencies. We offer payday loans, installment loans and lines of credit. Apply online 24/7, anytime, anywhere, and receive an immediate lending decision!*
Apply without affecting your FICO® score
No hidden fees or paperwork
Dedicated U.S.-based customer service
Why Choose CashNetUSA
Not all online lenders are made equal, and when you're looking for emergency funding, you want a lender with a proven track record. CashNetUSA has been lending since 2004 and is part of the publicly traded company Enova International, Inc. (NYSE:ENVA). We're driven by our mission to help hardworking people get access to credit.
We've helped more than 3 million customers (and counting) handle their financial emergencies.
Our in-house customer service team is available seven days a week to help you with any questions.
CashNetUSA is a lender you can depend on — see why by reading some real customer reviews.
"Very quick, professional and helpful. I would recommend this company to anyone! I would use them again in the future if need be."
"My loan was quick and easy to apply and was approved right away."
"I really needed your help and you came through."
"I've always been skeptical on payday loans. But I just needed an extra little bit for an unaccounted-for emergency. Got the money quick and easy. If you are truly only looking for a little help this will help big time."
"The best and only company that has helped me out so many times. Thanks CashNetUSA. I appreciate all the financial help. Would recommend to anyone having financial problems."
We're Here to Help
You already have enough to worry about when you're facing a financial emergency. CashNetUSA makes it easy to apply for the money you need in a matter of minutes.
You don't always have time to go to a local lender or wait for them to open — with CashNetUSA you can apply online 24/7.
Our application is short and simple, making it easy to check your eligibility, no matter what your financial situation may be.
Get More With CashNetUSA
We want to be more than just a lender — we want to be your financial partner. That's why we've created special programs for all CashNetUSA customers that can help with everything from saving money to improving financial know-how.
CashNetUSA has a special discount program designed to help you save! You get access to hundreds of coupons and other deals on dining, shopping, things to do and more.
Financial Education Courses
With our free online financial courses, you can expand your financial knowledge in no time. Topics include emergency savings, credit scores and reports, and more.
+CashNetUSA is not a direct lender in all states. In Ohio, CashNetUSA will act as a Credit Service Organization to arrange a loan between you and a third-party lender. Ohio Credit Services Organization Certification of Registration No. CS900076.000. In Texas, CashNetUSA will act as a Credit Access Business between you and a third-party lender.