Quick Application

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Instant Decision

Receive an immediate decision*

Fast Funding

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Welcome to CashNetUSA!

CashNetUSA is a leading licensed online lender+ and a top choice for those looking to handle financial emergencies. We offer payday loans, installment loans and lines of credit. Apply online 24/7, anytime, anywhere, and receive an immediate lending decision!*

  • Apply without affecting your FICO® score

  • No hidden fees or paperwork

  • Dedicated U.S.-based customer service

Why Choose CashNetUSA

Not all online lenders are made equal, and when you're looking for emergency funding, you want a lender with a proven track record. CashNetUSA has been lending since 2004 and is part of the publicly traded company Enova International, Inc. (NYSE:ENVA). We're driven by our mission to help hardworking people get access to credit.

  1. We've helped more than 3 million customers (and counting) handle their financial emergencies.

  2. Our in-house customer service team is available seven days a week to help you with any questions.

  3. CashNetUSA is a lender you can depend on — see why by reading some real customer reviews.

We're Here to Help

You already have enough to worry about when you're facing a financial emergency. CashNetUSA makes it easy to apply for the money you need in a matter of minutes.

You don't always have time to go to a local lender or wait for them to open — with CashNetUSA you can apply online 24/7.

Our application is short and simple, making it easy to check your eligibility, no matter what your financial situation may be.

Get More With CashNetUSA

We want to be more than just a lender — we want to be your financial partner. That's why we've created special programs for all CashNetUSA customers that can help with everything from saving money to improving financial know-how.

Savings Program

CashNetUSA has a special discount program designed to help you save! You get access to hundreds of coupons and other deals on dining, shopping, things to do and more.

Financial Education Courses

With our free online financial courses, you can expand your financial knowledge in no time. Topics include emergency savings, credit scores and reports, and more.

+CashNetUSA is not a direct lender in all states. In Ohio, CashNetUSA will act as a Credit Service Organization to arrange a loan between you and a third-party lender. Ohio Credit Services Organization Certification of Registration No. CS900076.000. In Texas, CashNetUSA will act as a Credit Access Business between you and a third-party lender.