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Instant Decision

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Welcome to CashNetUSA!

CashNetUSA is a leading licensed online lender+ and a top choice for those looking to handle financial emergencies. We offer payday loans, installment loans and lines of credit. Apply online 24/7, anytime, anywhere, and receive an immediate lending decision!*

  • Apply without affecting your FICO® score

  • No hidden fees or paperwork

  • Dedicated U.S.-based customer service

Trusted by More than 3 Million Customers

"I have nothing but good things to say about CashNetUSA. They were very professional and I will use them again when needed."

— Will

"I have never had such a great experience when in a bad situation. CashNetUSA never ceases to amaze me. Great customer service, easy online tools, very good company to do business with. Thank you!"

— Meagan

"Very professional staff and they helped us when we needed it the most! We would recommend this company highly!"

— Armando

+CashNetUSA is not a direct lender in all states. In Ohio, CashNetUSA will act as a Credit Service Organization to arrange a loan between you and a third-party lender. Ohio Credit Services Organization Certification of Registration No. CS900076.000. In Texas, CashNetUSA will act as a Credit Access Business between you and a third-party lender.