Holiday Notice

Due to the upcoming banking holiday, all requests to make changes for loans due on Nov 12 2009 must be received by 3:00 PM CST on Nov 09 2009.
All loans approved on Nov 10 2009 will generally be funded on Nov 12 2009.

Payday Loans @ CashNetUSA

Rates and Terms

Apply Below for Quick Cash!

Less-than-perfect credit? No problem!†
Online cash approvals from the privacy of home

Cash Next Business Day*
Easy Five-Minute Application
Friendly Customer Service Available 24/7
Access to your Account, Anytime
CashNetUSA has Serviced over 1 Million Customers

Payday loans in your state

As one of the leading payday loan and credit service providers, CashNetUSA++ is dedicated to offering you convenient lending services from the privacy of home. Rates and terms for payday loans vary from state to state. Select your state of residence for more information about our payday loan services.

Learn more about our payday loan services in the following states:

Cash solutions where you live

If you live in Alabama, Alaska, Arizona, California or Colorado, CashNetUSA has the solution you need for short-term financing. CashNetUSA adheres to banking regulations in each of these states and is dedicated to maintaining responsible lending practices.

The payday loan you can get through CashNetUSA might not be available to you from traditional banks or other lenders. Traditional banks, car title and other lenders in Alabama, Alaska, Arizona, California and Colorado may require collateral, extensive paperwork and weeks of time for you to receive a loan. In order to be considered for a payday loan from or through CashNetUSA, all you need is to be employed for one month, have a checking account, be a US citizen or permanent resident and be at least 18 years of age.

Whether it's for a car repair in California, to pay for medical expenses in Arizona, home improvements in Alabama, or a necessary trip from Colorado to Alaska, your best source for a payday loan is CashNetUSA. Regardless of where you might be at any moment, your online application is as far away as a personal computer.

Apply for Loans online.

* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.