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Holiday notice

Due to the upcoming banking holiday, all requests to make changes for loans due on May 28 2013 must be received by 3:00 PM CST on May 23 2013.
All loans approved on May 24 2013 will generally be funded on May 28 2013.

Apply Today, Cash Next Business Day*

Up to $700^‡ Next Business Day*
Fees apply. See Rates & Terms.
5-minute application, instant approval**
Less-than-perfect credit OK^†

Apply Now!

Apply in 5 minutes for cash next business day* - over 1 million satisfied customers and offering services in 32 states.

Payday Loans @ CashNetUSA

Discount code: NEWCASH
Save 50% on initial loan fee for payday or receive a 50% rebate on the interest of the first two payments for installment loans⁺⁺⁺

Expenses Pop Up in All Payday Loan States

What do you do when you can’t cover all of your unexpected emergency expenses? Do you wait and wait until your next payday, hoping that the money will magically appear? Did you know you don’t have to wait until your next payday? You can apply for a cash advance online with CashNetUSA. Depending on the state that you're in, we may have a solution for your immediate money needs. We offer payday loans, line of credit products and installment loans. Getting the money you need in an emergency doesn’t have to be a hassle. Consider CashNetUSA as your solution to your immediate money needs. We’re here to help 24 hours a day, seven days a week. Just call, chat online or start your cash advance payday loans application today. Get the money you need, when you need it most with America’s trusted online lender – CashNetUSA.

As one of the leading payday loan and credit service providers, CashNetUSA++ is dedicated to offering you convenient lending services from the privacy of home. Rates and terms for payday loans vary from state to state. Learn more about the products and services we may provide by selecting your state.

Learn more about the products and services we may provide in your state:

Cash solutions where you live

If you live in Alabama, Alaska or California, CashNetUSA has the solution you need for short-term financing. CashNetUSA adheres to banking regulations in each of these states and is dedicated to maintaining responsible lending practices.

The payday loan you can get through CashNetUSA might not be available to you from traditional banks or other lenders. Traditional banks, car title and other lenders in Alabama, Alaska and California may require collateral, extensive paperwork and weeks of time for you to receive a loan. In order to be considered for a payday loan from or through CashNetUSA, all you need is to be employed for one month, have a checking account, be a US citizen or permanent resident and be at least 18 years of age.

Whether it's for a car repair in California, home improvements in Alabama, or a necessary trip from home to Alaska, your best source for a payday loan is CashNetUSA. Regardless of where you might be at any moment, your online application is as far away as a personal computer.

Apply for Loans online.

New customerLoan Application

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

¹Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.