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Holiday Notice

Due to the upcoming banking holiday, all requests to make changes for loans due on Nov 27 2009 must be received by 3:00 PM CST on Nov 24 2009.
All loans approved on Nov 25 2009 will generally be funded on Nov 27 2009.

CashNetUSA Rewards

Earn cash with investment loan referrals

Share our quick and easy loan services with your friends and we'll credit your account with $20* for every successful referral! Simply follow the three easy steps below to earn your rewards today!

In addition, your friends are rewarded with a 20% discount off their loan fee. It is our way of thanking your friends and family and rewarding our loyal customers.

  1. Login or create your own personal account below
  2. Enter your friends names and email addresses
  3. Click 'Refer My Friends' to send emails

Login below to refer your friends and family.

Terms and Conditions

Referral program is not available to Wisconsin residents. CashNetUSA and its affiliates ("CNU") reserve the right to discontinue and/or adjust the terms of the referral program without notice. Referral program available only to current customers in good standing (i.e. no payments in default). Employees of CNU are not eligible to participate in the referral program. Referral program is void where prohibited or unlawful.

*For each successful referral, you will receive a credit to your CNU account in the amount of $20 as a reward, except if you are an installment loan customer. If you are an installment loan customer, you will receive a 20% discount on the simple interest rate applied to your next installment loan with CNU as a reward for your referral.

Multiple referral rewards can be applied to the same CNU transaction. For example: If you earn two referral rewards and your next transaction with CNU is a payday advance, then a total credit of $40 (2 x $20 = $40) will be applied to your transaction. If your next transaction with CNU is an installment loan, then a 20% discount will be applied to the simple interest rate of your loan. If you earn two referral rewards and your next transaction with CNU is an installment loan, a total discount of 36% will be applied to the original interest, not 40%. If you have earned more than three referral rewards, please contact our customer service team at 888.801.9075 to determine your total discount.

After your referred friend has successfully entered into a transaction with CNU, it may take up to 72 hours for the referral rewards to be posted to your account. All referral rewards will be automatically applied to your next CNU transaction. Each referral reward is valid for three months from the time it is posted to your account and is valid only once. If a referral reward is not used within three months, it is forfeited. Referral rewards are nontransferable. For each friend you refer, you are eligible to receive only one reward.

A friend will be deemed to have been successfully referred for the purposes of these Terms and Conditions if: (i) the referred friend is not already a CNU customer and (ii) the referred friend applies for and receives a CNU loan.

Please note: If you decide to refer a friend, CNU will automatically send an email to your friend. Your name will be in the title of the email to alert your friend that he or she is being invited to participate in the CNU referral program. Your referred friend must apply using the referral link included in the email sent to your friend. If your friend applies without using the link, CNU will not be able to verify the referral, and you will not receive a reward for that referral. CNU is not responsible for any bank fees, including but not limited to, late fees and NSF fees incurred from a misapplied referral reward. Referral reward discount code must be redeemed at the time of application. If you have questions about the referral program, please contact us at support@cashnetusa.com or call our toll free Customer Service Team at 888.801.9075. By participating in the CNU referral program, you are agreeing to abide by these Terms and Conditions.

Save More & Get More

The CashNetUSA Preferred Members Program

Our loyal customers benefit from exclusive discounts and premier customer service. You too can take advantage of these preferred rewards simply meet the qualifications below to begin saving time and money.

Preferred Member Bonus

Up to 30% off Your Loan Fees

Our exclusive discounts reward you for your responsible borrowing practices. Receive these significant savings when you use your Preferred Member discount code. Here's how it works:

  • Silver - Complete five loan transactions to become eligible for Silver status and receive 10% off qualified loan fees (discount eligible on sixth loan)
  • Gold - Complete ten loan transactions to become eligible for Gold status and receive 20% off qualified loan fees (discount eligible on 11th loan).
  • Platinum - Complete 15 loan transactions to become eligible for Platinum status and receive 30% off qualified loan fees (discount eligible on 16th loan).

Premier Customer Service

As a Preferred Member you will receive a special 800-number and email address that grant you prioritized status with our customer service team. Check on the status of your loan, change your password and have your questions answered faster with shorter phone queues.

The CashNetUSA Advantage

Continue to benefit from CashNetUSA's everyday quality services. Click below to learn more about the ways in which we're working to serve you better.

Don't miss your opportunity to join the most rewarding program in the industry. Apply for a loan today and be one step closer to qualifying for our Preferred Member rewards.

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* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.