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No matter how hard we try, there’s nothing we can do to control certain aspects of what goes on in our lives. That’s why we mistakenly shrink our new jeans in the dryer and forget to pack our lunch just about every other Monday. It’s also why our paycheck sometimes can’t cover an emergency expense. When you’re having trouble meeting a financial need and your payday is still a ways off, where should you turn for solutions?
That’s where payday loans come in. They may afford a convenient option for meeting unexpected expenses. But what happens if you need to extend payday loan repayment or need to roll over payday loan repayment? Some lenders like CashNetUSA, who understand that you may sometimes need to renew payday loan terms, do offer a payday loan extension. However, CashNetUSA does not offer extensions in all states. To find out which payday loan repayment option is offered in your particular state, visit our Rates and Terms page.
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++
While it’s always best to repay your payday loan in full on your due date, sometimes you may not be able to. Maybe you need to put food on the table or have a bill that needs immediate attention. Don’t worry! You may be able to extend your CashNetUSA loan until the next payday. We’ll assess your ability to repay your loan, and then we may be able to grant you an extension. If your extension is granted, you will pay your initial loan fee on the loan’s original due date. Then, you’ll repay your loan principal as well as an additional extension fee at a later date. It’s important to give advance notice when you request an extension — request it at least two days prior to your loan’s original due date.
When it comes to using a payday loan, it’s important to feel at ease. At CashNetUSA, we’ve made it a priority to give customers every reason to feel good about choosing us as their lender. An important component of our responsibility as a lender is offering payday loan renewal only to borrowers who have the ability to repay the extension.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.