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For individuals who have less-than-perfect credit, applying for any type of loan can be a nightmare. While CashNetUSA is able to provide cash to borrowers — no credit check needed for an online loan — there is no guarantee that we will be able to provide you with cash. While CashNetUSA will not run a traditional credit check when you apply online for cash we will crosscheck your information with an online database that will provide us with enough information about your credit history to decide whether or not you qualify for a loan. If you have bad credit but need an online loan or no credit and need an online loan, it is likely that you will not qualify for cash from CashNetUSA. Remember, getting an online loan for bad credit improvement is not a good idea. There are many more financial sound ways to improve your credit over a long period of time.
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++
If you have less-than-perfect credit, you may still qualify for a cash advance online from CashNetUSA.† There are, however a few things that you must have to apply to get a cash loan from CashNetUSA. You have to be at least 18 years of age and a legal resident of the U.S. Our online loan application requires a social security number. You also need to have some sort of credit history before you apply for a loan. You can’t get an online loan with no credit. Additionally, you can’t get an online loan if you’re on disability.
If you meet these requirements and need cash to deal with a financial emergency fast, apply online today for short-term or payday loans from CashNetUSA. While there are a few requirements to pre-qualify for our online loans in general, it is our goal to lend you the cash you need and help you to get back on your feet fast during a financial emergency. Contact us today to learn more.
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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.