Rates and Terms

No Fax Payday Loans @ CashNetUSA

This is not your father’s payday loan

As long as there have been paydays, there have been payday loans. But with the advance of technology – despite the recession – we now have no fax payday loans. This is a simpler, faster and more convenient way to get an advance on your pay.

The great thing about a no fax payday loan is how it takes little time out of your workday to apply for and receive your loan. In the old days, a payday loan involved going to a storefront operation somewhere, talking to someone through a thick glass wall, and sometimes having to return or fax additional information before your loan could be approved.

But CashNetUSA decided back in 2004 that it could be done better, that a no fax payday loan was now possible through Internet technology and improved encryption security measures. With faxes, ten years ago, a cash advance on a paycheck was subject to whoever was at the fax machine, at either end, to keep your information confidential. But the CashNetUSA paycheck advance is so much easier, so much more convenient and so much more secure.

Your no fax payday loan is just a snap of the fingers (actually, a click of the mouse) away.

This is for times when more money today means fewer headaches tomorrow

There are all kinds of reasons to get no fax payday loans. Really, it is appropriate and smart to get no fax payday loans anytime cash is tight and having money can mean solving problems, even saving on late payment fees. Here are some examples:

• Your car breaks down, and a loan can cover the repair costs
• A kitchen appliance dies; and a loan might buy a replacement
• A medical problem is only 50% covered by your health insurance; a loan to cover medication or therapy might speed your recovery
• You paid for any of the above problems, and now need money to cover rent or the mortgage; a loan might be able to meet that obligation

Just how much you can borrow with a no fax payday loan depends on how much you earn and where you live, as every state banking law is different. The amounts you can borrow on no fax payday loans range between $100 and $1500.

CashNetUSA respects your time and your hard work

As described above, the no fax payday loans option is a significant time saver. The steps you take to get a loan through CashNetUSA are as follows:

• Visit the CashNetUSA website (if you’re reading this, you’re already there).
• Look for the tab titled, “New Customer Loan Application” and fill in the fields, then “Click for Cash.”
• Continue completion of the application, with employer and bank information. Most people find this no fax payday loan step takes between five and 15 minutes.

You will receive an e-mail confirmation of your loan approval within one hour (again, no fax machine to watch in the office). And the money is sent electronically within a day to your bank checking account.

We accept Less-Than-Perfect Credit

Of course, everyone is worried about the state of their credit rating in this recession. There has been a national average credit score drop since 2008, and it doesn’t help when applying for cash with traditional lending services.

But a no fax payday loan from CashNetUSA is loosely based on your credit rating. And you don’t have to offer collateral, such as a house or a car, to get no fax payday loans. The criteria are simple and straightforward:

• Be employed at your job for at least three consecutive months
• Earn a minimum of $1000 per month
• Be a permanent resident or U.S. citizen
• Be 18 years of age or older
• Have a bank checking account
• Have an e-mail account

More than one million successful no fax payday loans are evidence of how this approach makes sense for many, many people. Just because the credit rating agencies give you a low score doesn’t mean you can’t pay off a loan. If you work and can draw a paycheck, you can qualify for this loan.

Customer service and online security

Just because the no fax payday loan system is conducted electronically doesn’t mean you can’t talk to someone at CashNetUSA with your questions. Whether you are just considering an application, if you are in the middle of applying or want to ask questions after receiving your funds, there is someone there to help you. If you have questions, go to the live online chat function or call the customer service phone number: 888-801-9075.

Your money will arrive in your checking account safe and secure. Best-in-class encryption technology protects your personal information in the application. Also, your loan is sent to your checking account by way of ACH, the Automated Clearing House Network, a system used by major corporations and governments worldwide to move funds around the globe.