Make Anyday PaydayTM with a CashNetUSA Payday Loan

Login

Holiday Notice

Due to the upcoming banking holiday, all requests to make changes for loans due on Nov 27 2009 must be received by 3:00 PM CST on Nov 24 2009.
All loans approved on Nov 25 2009 will generally be funded on Nov 27 2009.

  • Borrower Looking for a More Convenient Answer

    Whether it’s a graduation gift, large utility bill, or an unexpected car repair, there are times in our lives when we find ourselves in a short-term financial bind. Nancy B., from Idaho, found herself in a similar situation when she received a number of bills that she was unable to cover with her pay check. To make these payments without defaulting or receiving any NSF charges, Nancy began to research her options. She came to the conclusion that the most reasonable and viable solution was to work with a payday lender to obtain a short-term loan.

    “I was very hesitant to obtain a loan from a bank or use my credit card, as I only needed a small amount of cash, for a short amount of time,” said Nancy. “By working with CashNetUSA, I was able to secure my payday loan within 24 hours and pay it off in a reasonable time too.

    After perusing the phone book, she paid a visit to her local payday loan store.
    Like any financial service provider, Nancy expected this lender to cater to her needs, while providing her with a secure, professional and dependable transaction. Unfortunately, her expectations were not met. Nancy had to take time out of her day to drive to the local payday loan store and stand in line - only to fill out time consuming paperwork. Borrowing money is never a pleasant experience, and the other people waiting in line and the employee behind the counter did not assist in helping her to feel more comfortable.

    Nancy’s experience with a store front payday lender guided her towards another viable and trustworthy option – online payday loans.

    Through her Internet research she came across a number of online lenders, including CashNetUSA (CNU). Her criterion for a payday loan provider was simple; instant approval2 and easily accessible customer service representatives. After looking at all the options, she was able to make an easy decision to use CNU. With no faxing4, accessible customer support (by phone, email or live chat) and the only online lender she found with a license in the state of Idaho, Nancy felt comfortable and encouraged that she had made the right choice. From the convenience of her own home, Nancy applied for her online loan, received her loan the next business day, and was able to pay off her bills in time.

    Nancy recalled that “finding a payday loan company you feel comfortable with and that caters to your needs is challenging…CNU fulfilled those criterions. Since it is based online, I did not have to take time out of my work day or out of spending time with my family to secure a loan.”

    Initially Nancy came to CNU for assistance with her immediate financial needs. However, Nancy has grown to trust CNU and now uses its services when she needs extra cash.

Announcements

At CashNetUSA, it is important for us to keep you up to date with new services, special promotions, or regulation changes.

New customerLoan Application

*required

Click to Verify - This site has chosen a VeriSign SSL Certificate to improve Web site security
For live support, please click here.
  • Mcafee alt
  • BBBOnLine Reliability Program
  • Image: CFSA: Community Financial Services Association of America.

* CashNetUSA and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CST Mon. – Thu. or by 7pm CST Sun.

** Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third party lenders.

*** Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

† CashNetUSA or third party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and CL Verify. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++ Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.