888.403.6947 | Login
Wouldn’t it be nice if you had a financial option where you can borrow money at any time of the day? If so, then CashNetUSA might have just the thing you’re looking for! With a short-term line of credit, you’ll gain access to more flexible funding and repayment options than any other short-term product. You only have to apply once and once approved, you can request cash advances as often as you want up to your available credit limit!
There are also several different repayment options for you to choose from with a CashNetUSA online line of credit. If you prefer to make gradual payments over time, you can easily do so. If you prefer to repay your balance in full to reduce your overall interest, you can do that as well! Rather than applying for multiple loans and waiting for them to get approved, our credit line allows you to request money anywhere at anytime without the need to wait for others.
We know what you’re thinking. This product seems too good to be true. I’m sure the requirements to apply are impossible to meet! Actually, our online credit line requirements for applying are no different than our payday and installment loan products. If you’re strongly considering borrowing a line of credit, make sure you meet the following requirements before applying:
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.