Careers

CashNetUSA is an online consumer lending company located in downtown Chicago. Founded in 2004 by a dynamic management team with roots in Silicon Valley and Wall Street, CashNetUSA has grown at a tremendous pace since inception. We aim to provide a complete financial resource for under-banked consumers worldwide, offering a variety of short-term lending products in over 30 US states, as well as the UK and Australia.

CashNetUSA is comprised of bright and energetic individuals. We are currently searching for talented individuals to join our team. Candidates will be expected to hit the ground running learning the technologies, strategies and analytical techniques that will enable them to contribute to the continued success of CashNetUSA. Successful candidates will be self-driven and highly motivated, and will be able to work effectively in a dynamic, entrepreneurial environment.

• 
  "CashNetUSA is about opportunity. Forget the 'red tape'; CashNetUSA management supports employee initiative no matter where in the organization you reside." -Ben Beyerlein, Operations Quality Assurance Manager
  University of Michigan, Class of 2003

Job Opportunities

Do you want to work in a technology focused, fast paced, casual environment with a merit-based career path? See which opportunity is right for you...

• 
  "CashNetUSA provides me a platform which is encouraging, challenging and empowering with innovative resources to translate my ideas into realities." -Sejal Patel, Strategy & Operations Associate
  University of Illinois, Class of 2005

• Product Management Analyst/Associate

• Reports to: Director of Product Management
  Department: Product Management
  Location: Chicago, IL
  
  Essential Functions:
   Lead and manage full life cycle of infrastructure projects for our mission-critical applications, products, and services. In doing so, you will gain exposure to many areas of our business while driving your projects through completion and ensuring results.
   Develops high level and detailed project plans. Prioritizes tasks, makes work assignments, and establishes deadlines. Coordinates the development, testing and implementation activities for each project.
   Provides project leadership and technical direction for assigned staff. Evaluates and provides performance evaluation feedback to management.
   Assists IT senior management in developing a roadmap for infrastructure strategy and systems implementation that meets strategic business and technical objectives.
   Serves as liaison with other departments (Research & Development, QA, Marketing, etc) to ensure timely completion of project tasks.
  

  Required Qualifications:
   Bachelors Degree in Computer Science, Electrical Engineering or Information Systems.
   Min of 2 years project management experience in a technology oriented environment.
   Must possess deep understanding of project management methodology and systems development life cycle practices.
   Must have strong analytical, interpersonal and communication skills.
   Strong appetite and aptitude for technical knowledge
   Demonstrate organizational and prioritization skills.
   An understanding of business process & the application of technology in achieving business objectives.
  

  
  Please submit resumes in a word.doc format to:

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• Technical QA Engineer
• •  Reports to: QA Manager
  • Department: Quality Assurance
  • Location: Chicago, IL
    
  Essential Functions:
  
  • Analyzing business/functional requirements and use case documents
  • Create/Update test cases based on new/updated functional requirements
  • Estimating testing effort, analysis of change and initiating the scheduling of test phase tasks and dependencies
  • Creating System Test Plans and Test Cases
  • Setting up, troubleshooting and maintaining test environments
  • Conducting System, Regression and Integration testing manually and through Automation tools
  • Logging and tracking issues across the SDLC
  • Provide reporting on testing results
  
  Required Qualifications:
  
  • At least 4-6 years of QA Experience
  • A degree in Computer Science, Engineering or relevant experience
  • Experience with Linux/Unix is a must
  • Ability to design and execute manual test plans is key
  • Experience testing Web Applications is important
  • A deep understanding of relational databases and SQL is a must
  • Experience with Automation tools is desired
  • Development experience, preferably in Ruby, C or C++ is a big plus
  • Experience with MySQL, PostgreSql is a big plus
  • Experience with Watir, Selenium, and Perl are all a big plus
  • Experience with banking or financial systems as well as understanding of accounting is a big plus
  Please submit resumes in a word.doc format to:

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• Associate/Manager-U.S. Business

• Reports to: Global Risk & Fraud Manager
  Department: Business Analytics – Risk Mgmt & Fraud Prevention
  Location: Chicago, IL

  Job Description:
  The United States Fraud Prevention Manager is responsible for (A) overseeing all U.S. anti-fraud initiatives, (B) managing portfolio risk by optimizing balance between volume and loan losses, (C) assisting Global Fraud Manager in developing and maintaining relationships with 3rd party vendors and anti-fraud experts, and (D) developing new fraud prevention strategies and ensuring that current strategies are being executed correctly.
  
  This role will manage at least 2 anti-fraud analysts and will involve individual execution of tasks and projects in addition to managing and delegating. The role also requires close collaboration with CNU Analytics, Operations and Business Technology groups in order to execute fraud prevention strategies and maintain awareness of high-risk issues.
  
  This role requires heavy strategic thinking, data/risk analytics, people-management and project prioritization. Highly driven candidates without specific fraud prevention experience (but that meet the skill and qualification requirements listed below) are encouraged to apply
  

  Required Qualifications:
  • Proven analytical ability
  • Demonstrated strategic and creative thinking skills
  • Exceptional leadership skills
  • Strong independent problem-solving skills
  • Ability to derive actionable insights from large, complex datasets
  • Ability to prioritize, multi-task and perform under pressure
  • Excellent written and oral communication skills
  • Ability to learn new processes, systems and concepts faster than average.
  • Highly skilled with Microsoft Office applications (most importantly, Excel)
  • Comfortable working with technical concepts and requirements
  • 1-5 years of professional experience
  • Undergraduate degree AND/OR work experience in a quantitative discipline:
  - Consulting
  - Economics
  - Investment banking/finance/quant. financial services
  - Accounting
  - Engineering
  - Mathematics/Statistics
  
  NICE-TO-HAVE
  • Experience working with SQL and/or VBA
  • Experience in fraud detection and prevention
  • Experience managing/mentoring analyst-level employees
  • Experience in web/technology-based entrepreneurial environment
  

  
  Please submit resumes in a word.doc format to:

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• Business Analytics Analyst/Associate

• Reports to: Manager of Business Analytics                                                                                                            Department: Business Analytics
  Location: Chicago, IL

  Essential Functions:
  
  • Perform customer data analysis to identify profit optimization opportunities.
  • Develop business rules to support risk management, marketing, and operational strategies.
  • Analyze information from management to conceptualize and define operational problems
  • Communicate insights to senior management, through both presentations and write-ups of results and recommendations.
  • Perform validation and testing of models to ensure adequacy and re-formulate models as necessary
  • Define data requirements, gather and validate information and apply judgment and statistical tests
  • Collaborate with others in the organization to ensure successful implementation of chosen problem solutions
  
  Required Qualifications:
  
  • Bachelor’s degree from a top tier school in engineering, finance, mathematics, statistics, economics, or other business / quantitative field. GPA of 3.5 or higher
  • Advanced MS Excel proficiency.
  • Experience working with relational databases, such as SQL
  • Strong knowledge of statistical concepts and analysis
  • Financial or high-tech industry experience with a record of accomplishment
  • Strong interpersonal skills
  • Strong verbal and written communication skills
  • Experience working both independently and in a team-oriented, collaborative environment
  • Ability to identify creative solutions to complex problems
  

  
  Please submit resumes in a word.doc format to:

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• Operations Support Engineer

• Reports to: Manager of IT Operations
  Department: IT
  Location: Chicago, IL
  
  Essential Functions:
  
  • Interface with Operations QA group and remediate transactions using Ruby
  console and/or SQL. Some samples of items that the Operations Support Engineer would be required to do are withdrawing improper loan extensions, ensuring returns from the bank are updated in the system properly, and cleaning up customer accounts.
  • Assist the marketing team with various transactions: coupon updates, adding new lead provider vendors and adjusting lead tier cutoffs.
  • Upon identification of a system bug, perform root cause analysis, recommend fix, document as required and work with Development to investigate and
  resolve.
  • Troubleshoot and resolve problems with SQL queries, scheduled jobs, and
  reports.
  • Assist users with SQL Manager and SQL queries.
  • Respond in a timely manner to helpdesk tickets generated about operation systems issues.
  
  Requirements:
  
  • Strong written and verbal communication skills
  • Scripting in languages such as bash, Perl, Ruby
  • Programming in PL/pgSQL
  • Bachelors degree in Computer Science or equivalent
  • Ability to learn new technologies quickly
  • Superior data analysis skills
  • Detail oriented and have the ability to problem solve under tight time constraints
  • Able to handle multiple tasks at the same time
  • Flexible with work schedule
  
  Environment:
  
  • PostgreSQL 8 database on Linux
  • Ruby/Rails web apps

  
  Please submit resumes in a word.doc format to:

  Close

Life At CashNetUSA

We are bright, self-driven, highly-motivated, natural problem solvers.
We work hard. We play hard.
We challenge each other.
We are not restricted by job titles.

• 
  "Join a great, young company with huge growth potential AND be part of our 1st place volleyball team." -Andrea Urbaszewski, Marketing Manager
  Indiana University, Class of 2003
• 
  "CashNetUSA is where coworkers become friends and friends become coworkers." -Stephanie Ping, Strategy & Operations Associate
  Stanford University, BS Class of 2002, MS Class of 2003
• 
  "CashNetUSA provides you a big stage to showcase your talent." -Tao Chen, Marketing Analytics Manager
  Beijing Institute, Class of 1990
  Miami University, Class of 1999
  University of Chicago, Class of 2006