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Driving bumper-to-bumper on I-55 through Illinois can be a real pain in the you-know-what, especially when you have somewhere important to be. You’re honking and switching lanes, trying to get to your destination as quickly as possible. But just as you’re about to switch lanes for the last time, another car hits you from the back, causing thousands of dollars in car damage! How are you ever going to get the money to fix your car? In situations like these, payday loans oftentimes provide the convenience and flexibility that many people in need of quick cash desire. But what if you need something more flexible?
Get a 30% rebate on your first two installment loan payments with code INSTL30+++
CashNetUSA is excited to introduce its new installment-payday loan product for Illinois! This medium-term loan is repaid gradually in installment payments over six months. An installment-payday loan allows you to take out a loan and pay it back over several manageable payments. If you’ve fallen behind on bills so much that your paycheck wasn’t able to cover everything in the past, this is the product for you!
With an Illinois installment-payday loan from CashNetUSA, you can get cash as soon as the next business day* and not have to pay it back in full on your next payday. That way, you can cover your overdue bills AND still have some money left over — with no hidden fees. Not to mention that the application process is the same as with a payday loan:
CashNetUSA has the same requirements for their installment-payday loan as they did for their former payday loan product. With that said, you will most likely have to have an active checking account, have been employed for at least one month, be a U.S. citizen or permanent resident and at least 18 years old.
Back to Illinois Payday Loans
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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.