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Holiday notice
Due to the upcoming banking holiday, all requests to make changes for loans due on May 28 2013 must be received by 3:00 PM CST on May 23 2013.
All loans approved on May 24 2013 will generally be funded on May 28 2013.
All loans approved on May 24 2013 will generally be funded on May 28 2013.
How Do Online Installment Loans Work at CashNetUSA?
While payday loans are a great solution to our immediate money needs, let’s face it — sometimes bigger is better when it comes to credit options. When late fees, car repairs and hospital bills get so big that they tower over us, it’s time to fight back with an online installment loan from CashNetUSA. But aren’t installment loans the same thing as payday loans but with more payments? Are apples the same thing as oranges?
A personal installment loan is considered a medium-term loan that typically has a higher loan amount than a payday loan. It is repaid gradually in scheduled payments over several months instead of your next payday. With a higher loan amount, borrowers can cover more emergency costs right away and attempt to re-establish their immediate financial futures. And with a more flexible repayment schedule, borrowers can feel less pressure when meeting due dates.
Use Promo Code: INSTL30
Get a 30% rebate on your first two installment loan payments with code INSTL30+++
Meet Our Installment Loan Requirements
If you’re considering an online personal installment loan but aren’t sure if you qualify, head over to CashNetUSA’s Terms and Rates page first to see if they’re available in your state. If they are, great! As long as you have an active checking account, have been employed for at least one month, are a U.S. citizen or permanent resident and at least 18 years old, you’re eligible to apply.
Don’t drown yourself in late fees and lose sleep at night thinking about how you’re going to pay that expensive hospital bill — borrow an installment loan today and get your immediate future back on track.
Related:
- Do you offer no credit check installment loans?
- How quickly can I get an installment loan?
- Who offers the best installment loans online?
Back to Everything You Need to Know About Online Installment Loans
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
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