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One of the biggest benefits of obtaining an installment loan is its high loan amount. While payday loans are a great short-term solution, they sometimes aren’t as big as borrowers would like them to be. Why take out loan after loan when you can just apply for a 2,000 dollar personal loan‡ (depending on your state, fees apply, see Rates and Terms) and possibly cover all of your emergency expenses all at once? Not only would you be saving yourself money over time, but you’d also be giving yourself more time to repay your installment loan.
Higher installment loan amounts allow a borrower to have more flexibility when paying emergency expenses. Instead of just covering a late bill, a $1,000 loan or $1,500 loan‡ can help you cover your late bill AND that car repair you’ve been meaning to make. And who knows — you also might have enough to take your dog to the veterinarian or finally stock your refrigerator with food after a much-needed trip to the grocery store!
Get a 30% rebate on your first two installment loan payments with code INSTL30+++
While installment loans typically have higher loan amounts than payday loans, the amount you’re eligible to apply for depends strictly on the state you’re currently living in. So if you’re in need of a $2,000 loan, you might only qualify for a 1,000 dollar loan‡ if that’s what your state permits. Fees apply, so be sure to check out CashNetUSA’s Rates and Terms page.
But whether your qualify for a 1,000 dollar personal loan, a 1,500 dollar loan or a 2,000 dollar loan‡ (fees apply, see Rates and Terms), make sure you use the money to help you overcome emergency expenses only — using an installment loan for something other than your unexpected costs can leave your with more debt than you started with.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.