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As helpful and convenient as installment loans are, it’s important you understand how they work and what they should be used for before borrowing one. At CashNetUSA, we’ve created a helpful online installment loan resource section to help answer any questions you may have about our online personal loans!
To start with, installment loans are medium-term loans that typically have a higher loan amount than payday loans. They may be repaid gradually in installments or, if you wish, you can repay early at any time without any prepayment penalties.
Get up to 15% off the APR on your loan with discount code INSTL151 and the ACH re-payment option
But that’s just a brief overview. Find more answers to your online personal loan questions below and educate yourself today! And don’t forget — our customer service representatives are standing by 24/7 via phone, email and online chat to provide further help!
Delaware Installment Loans are Here!
New Mexico Installment Loans are Here!
Coming Soon Illinois Payday Installment Loans!
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Tele-Track and Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.