Holiday Notice
Due to the upcoming banking holiday, all requests to make changes for loans due on Feb 16 2010 must be received by 3:00 PM CST on Feb 11 2010.
All loans approved on Feb 12 2010 will generally be funded on Feb 16 2010.
All loans approved on Feb 12 2010 will generally be funded on Feb 16 2010.
How It Works
Three short term loan services
Note: Loan options subject to state availability.
Payday Loan
A short-term, small-principal loan that is usually repaid upon your next payday. Loan extensions are available in some states and are subject to company policy. Please check Rates & Terms.
- Apply Online in two easy steps
- Approved Receive instant approval**
- Funded Directly to your bank account the next business day*
- Repay Upon your next payday
Loan Application Requirements
You must meet the following requirements to become eligible to receive loan funding or Credit Services from CashNetUSA++.
- Have an active checking account
- Have been employed for at least one month
- Must be a US citizen or permanent resident
- Must be at least 18 years of age
Loan Funding Schedule
9
Today is: Tuesday, February 9
Generally, loans approved before 9:00 PM CST will be funded on:Wednesday, February 10
Generally, loans approved after 9:00 PM CST will be funded on:Thursday, February 11
Frequently Asked Questions
Below are a few of our most commonly asked questions
- How much money can I receive?
- New customers may receive up to $700. Your CashNetUSA loan amount is based upon the information you provide in your online loan application and the laws of your state of residence. After repayment of your loan, we may increase your loan amount on future CashNetUSA loans. Visit our Rates and Terms page for more information.
- What time will the funds be in my bank account?
- If your application is approved by 9:00pm CST on Monday through Thursday, you will generally receive your funds on the following business day. If your application is approved after 9:00pm CST on Thursday but before 7:00pm CST on Sunday, you will receive funds on Monday (unless Monday is a bank holiday). The exact time of funding depends on when your bank will post ACH (Automated Clearing House) credits to your bank account. If you expect to receive funds on a certain day, but do not see the funds in your bank account, you should contact your bank’s ACH department. They should be able to tell you when the funds will become available. View our Loan Funding Schedule for more information on funding times.
- What are my repayment options?
- We will send you a payment reminder email at least one day before your loan is due. Your repayment options on your payday are:
Pay-in-Full: You may pay the full amount of principal and fees due on your loan. OR
Extend: If the option to extend is available in your state and you are eligible to extend (please refer to our Rates and Terms page), you may pay only the fees due on your loan. The principal and new fees will be due on your next payday. OR
Extension and Partial Payment: If the option to extend is available in your state and you are eligible to extend (please refer to our Rates and Terms page), you may pay the fees due on your loan and a portion of the principal due on your loan. The remaining principal and new fees (adjusted downward based on your partial payment of principal) will be due on your next payday. - Do I need to fax or e-mail any documents?
- There are some instances where proof-of-income is required prior to the receipt of a loan. Proof-of-income may include a government benefits award letter or a recent bank statement displaying regular deposits. If you are self-employed, please fax a copy of a recent bank statement to (866)326-5265 in order to expedite the verification process. You may be required to fax us proof-of-income if you receive alimony, disability or social security benefits. Certain states require proof-of-income prior to the receipt of a loan. Please review our Rates and Terms page for more information about regulations in your state.
- If I am approved for a loan on Saturday or Sunday, when will receive the funds?
- If your loan is approved before 7:00pm CST on Sunday, the funds will be deposited on Monday. If your loan is approved after 7:00pm CST on Sunday or Monday is a bank holiday, the funds will be deposited on the next business day.
Installment Loan
A medium-term loan, usually with a higher principal amount, that is repaid gradually in installments over four or five months. The loan may be repaid early at any time with no prepayment charges.
- Apply Online in two easy steps
- Approved Receive instant approval**
- Funded Directly to your bank account the next business day*
- Repay Upon your next payday
Loan Application Requirements
You must meet the following requirements to become eligible to receive loan funding or Credit Services from CashNetUSA++.
- Have an active checking account
- Have been employed for at least one month
- Must be a US citizen or permanent resident
- Must be at least 18 years of age
Loan Funding Schedule
9
Today is: Tuesday, February 9
Generally, loans approved before 9:00 PM CST will be funded on:Wednesday, February 10
Generally, loans approved after 9:00 PM CST will be funded on:Thursday, February 11
Frequently Asked Questions
Below are a few of our most commonly asked questions
- How much money can I receive?
- The amount of your loan depends on your state laws and personal circumstances. Your CashNetUSA loan amount is based upon the information you provide in your online loan application After repayment of your loan, we may increase your loan amount on future CashNetUSA loans. Visit our Rates and Terms for more information.
- What time will the funds be in my account
- If your application is approved by 9:00pm CST on Monday through Thursday, you will generally receive your funds on the following business day. If your application is approved after 9:00pm CST on Thursday but before 7:00pm CST on Sunday, you will receive funds on Monday (unless Monday is a bank holiday). The exact time of funding depends on when your bank will post ACH (Automated Clearing House) credits to your bank account. If you expect to receive funds on a certain day, but do not see the funds in your bank account, you should contact your bank’s ACH department. They should be able to tell you when the funds will become available. View our Loan Funding Schedule for more information on funding times.
- What are my repayment options?
- We will send you a payment reminder email one to two days prior to your loan payment due date. Your repayment options are:
Installment payments: You may pay back your loan principal plus accrued interest in a number of scheduled payments
Full payment: You may pay back your loan in full at any time without any prepayment charges - Do I need to fax or e-mail any documents?
- There are some instances where proof-of-income is required prior to the receipt of a loan. Proof-of-income may include a government benefits award letter or a recent bank statement displaying regular deposits. If you are self-employed, please fax a copy of a recent bank statement to (866)326-5265 in order to expedite the verification process. You may be required to fax us proof-of-income if you receive alimony, disability or social security benefits. Certain states require proof-of-income prior to the receipt of a loan. Please review our Rates and Terms page for more information about regulations in your state.
- If I am approved for a loan on Saturday or Sunday, when will receive the funds?
- If your loan is approved before 7:00pm CST on Sunday, the funds will be deposited on Monday. If your loan is approved after 7:00pm CST on Sunday or Monday is a bank holiday, the funds will be deposited on the next business day.
Credit Service Organization Loan
A short-term loan provided by one of the lenders we work with and repaid upon your next payday. As a Credit Services Organization, CashNetUSA will attempt to arrange a loan between you and a third party lender and service that loan once it is issued.
- Apply Online in two easy steps
- Approved Receive instant approval**
- Funded Directly to your bank account the next business day*
- Repay Upon your next payday
Loan Application Requirements
You must meet the following requirements to become eligible to receive loan funding or Credit Services from CashNetUSA++.
- Have an active checking account
- Have been employed for at least one month
- Must be a US citizen or permanent resident
- Must be at least 18 years of age
Loan Funding Schedule
9
Today is: Tuesday, February 9
Generally, loans approved before 9:00 PM CST will be funded on:Wednesday, February 10
Generally, loans approved after 9:00 PM CST will be funded on:Thursday, February 11
Frequently Asked Questions
Below are a few of our most commonly asked questions
- How much money can I receive?
- The maximum loan amount available will be $1500.‡ Your loan amount is based upon the information you provide in your online loan application and the laws of your state. Visit our Rates and Terms page for more information.
- What time will the funds be in my bank account?
- If your application is approved by 9:00pm CST on Monday through Thursday, you will generally receive your funds on the following business day. If your application is approved after 9:00pm CST on Thursday but before 7:00pm CST on Sunday, you will receive funds on Monday (unless Monday is a bank holiday). The exact time of funding depends on when your bank will post ACH (Automated Clearing House) credits to your bank account. If you expect to receive funds on a certain day, but do not see the funds in your bank account, you should contact your bank’s ACH department. They should be able to tell you when the funds will become available. View our Loan Funding Schedule for more information on funding times.
- What are my repayment options?
- We will send you a payment reminder email at least one day before your loan is due. Your repayment options on your payday are:
Pay-in-Full: You may pay the full amount of principal and fees due on your loan. OR
Extend: If the option to extend is available in your state and you are eligible to extend (please refer to our Rates and Terms page), you may pay only the fees due on your loan. The principal and new fees will be due on your next payday. OR
Extension and Partial Payment: If the option to extend is available in your state and you are eligible to extend (please refer to our Rates and Terms page), you may pay the fees due on your loan and a portion of the principal due on your loan. The remaining principal and new fees (adjusted downward based on your partial payment of principal) will be due on your next payday. - Is there any additional documentation required?
-
The documentation required depends on the laws of your state. In general, you will need to review and complete the following documents as part of your online loan application. Visit our Rates and Terms page for more information.
- Disclosure statement
- Credit services agreement
- Lender note
- Voucher
